ETF comparison
FNCL vs KBE
Both Financials.
Fidelity MSCI Financials Index ETF · State Street SPDR S&P Bank ETF
Holdings overlap
103 positions appear in both funds. Buying equal dollars of FNCL and KBE would leave roughly 16.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
FNCL is 27 bps cheaper than KBE. On a $100,000 position that's about $266/yr more in fees for KBE.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with FNCL vs KBE.
Top shared holdings
103 shared in total| # | Holding | In FNCL | In KBE | Overlap |
|---|---|---|---|---|
| 1 | US Bancorp | 1.08% | 0.99% | 0.99% |
| 2 | JPMorgan Chase & Co | 10.43% | 0.99% | 0.99% |
| 3 | PNC Financial Services Group Inc/The | 1.11% | 0.99% | 0.99% |
| 4 | Citigroup Inc | 2.50% | 0.98% | 0.98% |
| 5 | Bank of America Corp | 4.65% | 0.97% | 0.97% |
| 6 | Bank of New York Mellon Corp/The | 1.19% | 0.97% | 0.97% |
| 7 | Wells Fargo & Co | 2.93% | 0.94% | 0.94% |
| 8 | Truist Financial Corp | 0.71% | 0.93% | 0.71% |
| 9 | Apollo Global Management Inc | 0.58% | 0.84% | 0.58% |
| 10 | Fifth Third Bancorp | 0.57% | 1.00% | 0.57% |
| 11 | M&T Bank Corp | 0.41% | 0.99% | 0.41% |
| 12 | Huntington Bancshares Inc/OH | 0.38% | 0.98% | 0.38% |
Only in FNCL
280 total- Berkshire Hathaway Inc 7.87%
- Visa Inc 6.81%
- Mastercard Inc 5.19%
- Goldman Sachs Group Inc/The 3.32%
- Morgan Stanley 2.76%
- American Express Co 1.98%
- Charles Schwab Corp/The 1.92%
- Blackrock Inc 1.78%
- Capital One Financial Corp 1.38%
- S&P Global Inc 1.38%
Only in KBE
0 totalEvery KBE position is also held by FNCL.
Related comparisons
More comparisons with FNCL
- FNCL vs IAT · iShares U.S. Regional Banks ETF 7.4%
- FNCL vs KRE · State Street SPDR S&P Regional Banking ETF 7.2%
- FNCL vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- FNCL vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- FNCL vs VFH · Vanguard Financials Index Fund ETF Shares 93.1%
- FNCL vs XLF · State Street Financial Select Sector SPDR ETF 86.1%
More comparisons with KBE
- KBE vs IYG · iShares U.S. Financial Services ETF 15.5%
- KBE vs XLF · State Street Financial Select Sector SPDR ETF 11.4%
- KBE vs IXG · iShares Global Financials ETF 8.2%
- KBE vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- KBE vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- KBE vs KRE · State Street SPDR S&P Regional Banking ETF 66.6%
Percentages are holdings overlap with the named fund.
Open FNCL or KBE at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.