ETF comparison
IYC vs XLY
Both Consumer Discretionary.
iShares US Consumer Discretionary ETF · State Street Consumer Discretionary Select Sector SPDR ETF
Holdings overlap
46 positions appear in both funds. Buying equal dollars of IYC and XLY would leave roughly 61.3% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
State Street Consumer Discretionary Select Sector SPDR ETF
State Street · Consumer Discretionary
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
XLY is 29 bps cheaper than IYC. On a $100,000 position that's about $290/yr more in fees for IYC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with IYC vs XLY.
Top shared holdings
46 shared in total| # | Holding | In IYC | In XLY | Overlap |
|---|---|---|---|---|
| 1 | AMAZON.COM, INC. | 16.00% | 22.22% | 16.00% |
| 2 | TESLA, INC. | 6.50% | 19.64% | 6.50% |
| 3 | THE HOME DEPOT, INC. | 4.02% | 5.83% | 4.02% |
| 4 | MCDONALD'S CORPORATION | 3.18% | 4.15% | 3.18% |
| 5 | THE TJX COMPANIES, INC. | 2.88% | 3.92% | 2.88% |
| 6 | BOOKING HOLDINGS INC. | 2.47% | 3.44% | 2.47% |
| 7 | STARBUCKS CORPORATION | 1.99% | 2.90% | 1.99% |
| 8 | LOWE'S COMPANIES, INC. | 1.93% | 3.07% | 1.93% |
| 9 | MARRIOTT INTERNATIONAL, INC. | 1.35% | 2.02% | 1.35% |
| 10 | GENERAL MOTORS COMPANY | 1.33% | 1.73% | 1.33% |
| 11 | ROYAL CARIBBEAN CRUISES LTD. | 1.33% | 1.97% | 1.33% |
| 12 | ROSS STORES, INC. | 1.31% | 1.71% | 1.31% |
Only in IYC
111 total- WALMART INC. 4.19%
- COSTCO WHOLESALE CORPORATION 4.17%
- NETFLIX, INC. 3.69%
- THE WALT DISNEY COMPANY 2.83%
- UBER TECHNOLOGIES, INC. 2.28%
- SPOTIFY TECHNOLOGY S.A. 1.31%
- TARGET CORPORATION 1.09%
- WARNER BROS. DISCOVERY, INC. 1.05%
- DELTA AIR LINES, INC. 0.95%
- ELECTRONIC ARTS INC. 0.87%
Only in XLY
1 total- DoorDash Inc 1.74%
Related comparisons
More comparisons with IYC
- IYC vs ITB · iShares U.S. Home Construction ETF 7.8%
- IYC vs XHB · State Street SPDR S&P Homebuilders ETF 7.6%
- IYC vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- IYC vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- IYC vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 66.7%
- IYC vs VCR · Vanguard Consumer Discretionary Index Fund ETF Shares 64.5%
More comparisons with XLY
- XLY vs ITB · iShares U.S. Home Construction ETF 10.2%
- XLY vs XHB · State Street SPDR S&P Homebuilders ETF 9.6%
- XLY vs VGT · Vanguard Information Technology Index Fund ETF Shares 0.0%
- XLY vs XLK · State Street Technology Select Sector SPDR ETF 0.0%
- XLY vs VCR · Vanguard Consumer Discretionary Index Fund ETF Shares 77.2%
- XLY vs FDIS · Fidelity MSCI Consumer Discretionary Index ETF 75.4%
Percentages are holdings overlap with the named fund.
Open IYC or XLY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.