ETF comparison
SCHDvsVFLO
Dividend vs Quality Factor.
Schwab U.S. Dividend Equity ETF · Victoryshares Free Cash Flow ETF
Holdings overlap
8 positions appear in both funds. Buying equal dollars of SCHD and VFLO would leave roughly13.7%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
SCHD is 33 bps cheaper than VFLO. On a $100,000 position that's about $330/yr more in fees for VFLO.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with SCHD vs VFLO.
Top shared holdings
8 shared in total| # | Holding | In SCHD | In VFLO | Overlap |
|---|---|---|---|---|
| 1 | Merck & Co Inc | 3.86% | 2.98% | 2.98% |
| 2 | Accenture PLC | 2.90% | 2.73% | 2.73% |
| 3 | ConocoPhillips | 3.51% | 2.11% | 2.11% |
| 4 | EOG Resources Inc | 1.82% | 2.37% | 1.82% |
| 5 | Automatic Data Processing Inc | 2.25% | 1.53% | 1.53% |
| 6 | Devon Energy Corp | 1.29% | 3.49% | 1.29% |
| 7 | Paychex Inc | 0.79% | 1.14% | 0.79% |
| 8 | Broadridge Financial Solutions Inc | 0.45% | 0.95% | 0.45% |
Only in SCHD
92 total- QUALCOMM Inc6.74%
- Texas Instruments Inc5.90%
- UnitedHealth Group Inc5.09%
- Coca-Cola Co/The3.96%
- Chevron Corp3.83%
- Verizon Communications Inc3.65%
- Procter & Gamble Co/The3.55%
- Amgen Inc3.47%
- PepsiCo Inc3.44%
- Home Depot Inc/The3.36%
Only in VFLO
42 total- EXPEDIA GROUP, INC.3.41%
- ADOBE INC.3.37%
- SANDISK CORPORATION3.03%
- COEUR MINING, INC.3.02%
- NEWMONT CORPORATION3.01%
- SALESFORCE, INC.2.90%
- INTUIT INC.2.87%
- EXXON MOBIL CORPORATION2.76%
- BOOKING HOLDINGS INC.2.73%
- UBER TECHNOLOGIES, INC.2.67%
Open SCHD or VFLO at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.