PlainIndex
Menu

ETF comparison

SCHD vs VFLO

Dividend vs Quality Factor.

Schwab U.S. Dividend Equity ETF · Victoryshares Free Cash Flow ETF

Holdings overlap

Weighted by ISIN/CUSIP
7.6 %

5 positions appear in both funds. Buying equal dollars of SCHD and VFLO would leave roughly 7.6% of each dollar exposed to the same underlying securities.

SCHD only 92.2% Shared 7.6% VFLO only 91.9%
In SCHD only
93 positions
Shared
5 positions
In VFLO only
45 positions

Side by side

SCHD

Schwab U.S. Dividend Equity ETF

Schwab · Dividend

85 composite / 100
Expense ratio
0.060%
Net assets
$95.73B
TTM yield
3.24%
Top-10 conc.
42.5%
VFLO

Victoryshares Free Cash Flow ETF

Victory Capital · Quality Factor

76 composite / 100
Expense ratio
0.39%
Net assets
$7.76B
TTM yield
1.12%
Top-10 conc.
30.3%

Sub-score comparison

94
Cost
61
74
Tax efficiency
86
100
Liquidity
95
54
Concentration
71
—
Tracking quality
—
SCHD sub-score VFLO

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHD is 33 bps cheaper than VFLO. On a $100,000 position that's about $330/yr more in fees for VFLO.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHD vs VFLO.

Top shared holdings

5 shared in total
# Holding In SCHD In VFLO Overlap
1 Merck & Co Inc 4.24% 2.91% 2.91%
2 SLB Ltd 2.76% 2.00% 2.00%
3 Paychex Inc 1.09% 1.29% 1.09%
4 Coterra Energy Inc 0.84% 2.14% 0.84%
5 Snap-on Inc 0.72% 1.05% 0.72%

Only in SCHD

93 total
  • Lockheed Martin Corp 4.82%
  • ConocoPhillips 4.32%
  • Verizon Communications Inc 4.31%
  • Chevron Corp 4.31%
  • Bristol-Myers Squibb Co 4.28%
  • Altria Group Inc 4.14%
  • Texas Instruments Inc 4.06%
  • Coca-Cola Co/The 4.03%
  • PepsiCo Inc 4.01%
  • Amgen Inc 3.93%

Only in VFLO

45 total
  • OMNICOM GROUP INC. 3.35%
  • THE CIGNA GROUP 3.29%
  • ACCENTURE PUBLIC LIMITED COMPANY 3.27%
  • SALESFORCE, INC. 3.25%
  • ADOBE INC. 3.08%
  • DELL TECHNOLOGIES INC. 2.97%
  • ZOOM COMMUNICATIONS, INC. 2.76%
  • SANDISK CORPORATION 2.74%
  • EXPEDIA GROUP, INC. 2.70%
  • BOOKING HOLDINGS INC. 2.59%

Open SCHD or VFLO at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.