ETF comparison
SCHZ vs SPSB
US Aggregate Bond vs US Corporate Bond.
Schwab U.S. Aggregate Bond ETF · State Street SPDR Portfolio Short Term Corporate Bond ETF
Holdings overlap
1,504 positions appear in both funds. Buying equal dollars of SCHZ and SPSB would leave roughly 4.5% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 1 bps cheaper than SPSB. On a $100,000 position that's about $10/yr more in fees for SPSB.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs SPSB.
Top shared holdings
1,504 shared in total| # | Holding | In SCHZ | In SPSB | Overlap |
|---|---|---|---|---|
| 1 | BANK OF AMERICA CORP | 0.02% | 0.42% | 0.02% |
| 2 | CVS HEALTH CORP | 0.01% | 0.27% | 0.01% |
| 3 | SALESFORCE INC | 0.01% | 0.56% | 0.01% |
| 4 | WELLS FARGO & COMPANY | 0.01% | 0.25% | 0.01% |
| 5 | GOLDMAN SACHS GROUP INC | 0.01% | 0.31% | 0.01% |
| 6 | CITIGROUP INC | 0.01% | 0.17% | 0.01% |
| 7 | PFIZER INVESTMENT ENTER | 0.01% | 0.37% | 0.01% |
| 8 | AMGEN INC | 0.01% | 0.25% | 0.01% |
| 9 | AERCAP IRELAND CAP/GLOBA | 0.01% | 0.44% | 0.01% |
| 10 | GOLDMAN SACHS GROUP INC | 0.01% | 0.30% | 0.01% |
| 11 | BANK OF AMERICA CORP | 0.01% | 0.30% | 0.01% |
| 12 | JPMORGAN CHASE & CO | 0.01% | 0.38% | 0.01% |
Only in SCHZ
10,822 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in SPSB
95 total- NVIDIA CORP 0.19%
- APPLE INC 0.17%
- NVIDIA CORP 0.17%
- BANK OF AMERICA CORP 0.16%
- BARCLAYS PLC 0.16%
- NATIONAL AUSTRALIA BK/NY 0.15%
- REGIONS BANKS/BIRMGHM AL 0.15%
- BANK OF MONTREAL 0.11%
- CITIBANK NA 0.10%
- BANK OF NOVA SCOTIA 0.09%
Related comparisons
More comparisons with SCHZ
- SCHZ vs TLH · iShares 10-20 Year Treasury Bond ETF 4.5%
- SCHZ vs NEAR · iShares Short Duration Bond Active ETF 3.1%
- SCHZ vs BOND · PIMCO Active Bond Exchange-Traded Fund 2.7%
- SCHZ vs PYLD · PIMCO ETF Trust - PIMCO Multisector Bond Active Exchange-Traded Fund 2.0%
- SCHZ vs VUSB · Vanguard Ultra-Short Bond ETF 1.8%
- SCHZ vs JPST · JPMorgan Ultra-Short Income ETF 1.1%
More comparisons with SPSB
- SPSB vs LQD · iShares iBoxx $ Investment Grade Corporate Bond ETF 0.4%
- SPSB vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
- SPSB vs CWB · State Street SPDR Bloomberg Convertible Securities ETF 0.0%
- SPSB vs GOVT · iShares U.S. Treasury Bond ETF 0.0%
- SPSB vs ICVT · iShares Convertible Bond ETF 0.0%
- SPSB vs IGIB · iShares 5-10 Year Investment Grade Corporate Bond ETF 0.0%
Percentages are holdings overlap with the named fund.
Open SCHZ or SPSB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.