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ETF comparison

VCR vs XHB

Both Consumer Discretionary.

Vanguard Consumer Discretionary Index Fund ETF Shares · State Street SPDR S&P Homebuilders ETF

Holdings overlap

Weighted by ISIN/CUSIP
8.8 %

23 positions appear in both funds. Buying equal dollars of VCR and XHB would leave roughly 8.8% of each dollar exposed to the same underlying securities.

VCR unmatched 91.1% Shared 8.8% XHB unmatched 91.2%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In VCR only
260 positions
Shared
23 positions
In XHB only
12 positions

Side by side

VCR

Vanguard Consumer Discretionary Index Fund ETF Shares

Vanguard · Consumer Discretionary

80 composite / 100
Expense ratio
0.090%
Net assets
$6.15B
whole fund, 2 share classes
TTM yield
0.79%
Top-10 conc.
60.0%
XHB

State Street SPDR S&P Homebuilders ETF

State Street · Consumer Discretionary

68 composite / 100
Expense ratio
0.35%
Net assets
$1.43B
TTM yield
1.19%
Top-10 conc.
35.6%

Sub-score comparison

91
Cost
65
84
Tax efficiency
83
91
Liquidity
63
29
Concentration
63
—
Tracking quality
—
VCR sub-score XHB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

VCR is 26 bps cheaper than XHB. On a $100,000 position that's about $260/yr more in fees for XHB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with VCR vs XHB.

Top shared holdings

23 shared in total
# Holding In VCR In XHB Overlap
1 Home Depot Inc/The 4.57% 3.28% 3.28%
2 Lowe's Cos Inc 1.77% 3.02% 1.77%
3 DR Horton Inc 0.60% 3.29% 0.60%
4 Williams-Sonoma Inc 0.40% 3.34% 0.40%
5 PulteGroup Inc 0.38% 3.43% 0.38%
6 Lennar Corp 0.31% 2.99% 0.31%
7 NVR Inc 0.28% 3.20% 0.28%
8 Tempur Sealy International Inc 0.25% 3.40% 0.25%
9 Toll Brothers Inc 0.24% 3.52% 0.24%
10 TopBuild Corp 0.21% 2.67% 0.21%
11 Taylor Morrison Home Corp 0.13% 2.97% 0.13%
12 Meritage Homes Corp 0.11% 3.52% 0.11%

Only in VCR

260 total
  • Amazon.com Inc 24.41%
  • Tesla Inc 17.72%
  • McDonald's Corp 2.90%
  • TJX Cos Inc/The 2.52%
  • Booking Holdings Inc 1.98%
  • Starbucks Corp 1.67%
  • Marriott International Inc/MD 1.28%
  • General Motors Co 1.17%
  • MercadoLibre Inc 1.16%
  • Hilton Worldwide Holdings Inc 1.14%

Only in XHB

12 total
  • Owens Corning 4.10%
  • Advanced Drainage Systems Inc 3.59%
  • Builders FirstSource Inc 3.56%
  • Masco Corp 3.40%
  • Lennox International Inc 3.37%
  • Carlisle Cos Inc 3.28%
  • Trane Technologies PLC 3.24%
  • Allegion plc 3.22%
  • Carrier Global Corp 3.20%
  • Johnson Controls International plc 3.11%

Percentages are holdings overlap with the named fund.

Open VCR or XHB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.