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ETF comparison

BIL vs BNDX

US Treasury (Short) vs International Bond.

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · Vanguard Total International Bond Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of BIL and BNDX would leave roughly 0.0% of each dollar exposed to the same underlying securities.

BIL unmatched 99.6% Shared 0.0% BNDX unmatched 98.0%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In BIL only
22 positions
Shared
0 positions
In BNDX only
6,818 positions

Side by side

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

State Street · US Treasury (Short)

84 composite / 100
Expense ratio
0.14%
Net assets
$49.79B
TTM yield
3.66%
Top-10 conc.
74.4%
BNDX

Vanguard Total International Bond Index Fund ETF Shares

Vanguard · International Bond

87 composite / 100
Expense ratio
0.070%
Net assets
$121.63B
whole fund, 5 share classes
TTM yield
4.65%
Top-10 conc.
3.5%

Sub-score comparison

86
Cost
93
58
Tax efficiency
51
100
Liquidity
100
N/A
Concentration
100
—
Tracking quality
—
BIL sub-score BNDX

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

BNDX is 7 bps cheaper than BIL. On a $100,000 position that's about $65/yr more in fees for BIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIL vs BNDX.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in BIL

22 total
  • United States Treasury 12.04%
  • United States Treasury 9.04%
  • United States Treasury 7.22%
  • United States Treasury 7.03%
  • United States Treasury 6.98%
  • United States Treasury 6.97%
  • United States Treasury 6.85%
  • United States Treasury 6.49%
  • United States Treasury 6.00%
  • United States Treasury 5.82%

Only in BNDX

6,818 total
  • United Kingdom Gilt 0.41%
  • French Republic Government Bond OAT 0.37%
  • French Republic Government Bond OAT 0.36%
  • United Kingdom Gilt 0.36%
  • United Kingdom Gilt 0.35%
  • United Kingdom Gilt 0.34%
  • French Republic Government Bond OAT 0.33%
  • French Republic Government Bond OAT 0.33%
  • Bundesrepublik Deutschland Bundesanleihe 0.30%
  • United Kingdom Gilt 0.30%

Related comparisons

More comparisons with BIL

More comparisons with BNDX

Percentages are holdings overlap with the named fund.

Open BIL or BNDX at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.