ETF comparison
BINC vs SCHZ
Both US Aggregate Bond.
iShares Flexible Income Active ETF · Schwab U.S. Aggregate Bond ETF
Holdings overlap
18 positions appear in both funds. Buying equal dollars of BINC and SCHZ would leave roughly 0.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 37 bps cheaper than BINC. On a $100,000 position that's about $370/yr more in fees for BINC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BINC vs SCHZ.
Top shared holdings
18 shared in total| # | Holding | In BINC | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | UNITED MEXICAN STATES | 0.04% | 0.01% | 0.01% |
| 2 | Mexico Government International Bonds | 0.07% | 0.01% | 0.01% |
| 3 | Chile Government International Bonds | 0.04% | 0.01% | 0.01% |
| 4 | Republic of Poland Government International Bonds | 0.04% | 0.01% | 0.01% |
| 5 | Panama Government International Bonds | 0.04% | 0.01% | 0.01% |
| 6 | Peru Government International Bonds | 0.04% | 0.01% | 0.01% |
| 7 | SUZANO AUSTRIA GMBH | 0.03% | 0.01% | 0.01% |
| 8 | Mexico Government International Bonds | 0.02% | 0.00% | 0.00% |
| 9 | Republic of Poland Government International Bonds | 0.00% | 0.01% | 0.00% |
| 10 | Republic of Poland Government International Bonds | 0.00% | 0.01% | 0.00% |
| 11 | SUZANO AUSTRIA GMBH | 0.03% | 0.00% | 0.00% |
| 12 | ANGLOGOLD HOLDINGS PLC | 0.00% | 0.00% | 0.00% |
Only in BINC
4,023 total- UMBS, TBA 6.83%
- UMBS, TBA 3.48%
- UMBS, TBA 2.35%
- UMBS, TBA 1.57%
- iShares iBoxx USD High Yield Corporate Bond ETF 1.46%
- Italy Buoni Poliennali Del Tesoro 1.32%
- UMBS, TBA 1.10%
- iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%
- Spain Government Bonds 0.97%
- UMBS, TBA 0.81%
Only in SCHZ
12,308 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Related comparisons
More comparisons with BINC
- BINC vs BSV · Vanguard Short-Term Bond Index Fund ETF Shares 0.1%
- BINC vs BLV · Vanguard Long-Term Bond Index Fund ETF Shares 0.1%
- BINC vs JPST · JPMorgan Ultra-Short Income ETF 0.1%
- BINC vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 0.1%
- BINC vs EAGG · iShares ESG U.S. Aggregate Bond ETF 0.0%
- BINC vs FLOT · iShares Floating Rate Bond ETF 0.0%
More comparisons with SCHZ
- SCHZ vs PCY · Invesco Emerging Markets Sovereign Debt ETF 0.1%
- SCHZ vs SPHY · State Street SPDR Portfolio High Yield Bond ETF 0.0%
- SCHZ vs HYG · iShares iBoxx $ High Yield Corporate Bond ETF 0.0%
- SCHZ vs SCYB · Schwab High Yield Bond ETF 0.0%
- SCHZ vs USHY · iShares Broad USD High Yield Corporate Bond ETF 0.0%
- SCHZ vs HYLB · Xtrackers USD High Yield Corporate Bond ETF 0.0%
Percentages are holdings overlap with the named fund.
Open BINC or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.