ETF comparison
BINC vs VCRB
Both US Aggregate Bond.
Holdings overlap
303 positions appear in both funds. Buying equal dollars of BINC and VCRB would leave roughly 1.4% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VCRB is 30 bps cheaper than BINC. On a $100,000 position that's about $300/yr more in fees for BINC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BINC vs VCRB.
Top shared holdings
303 shared in total| # | Holding | In BINC | In VCRB | Overlap |
|---|---|---|---|---|
| 1 | Spain Government Bonds | 0.22% | 0.14% | 0.14% |
| 2 | PETROLEOS MEXICANOS | 0.19% | 0.09% | 0.09% |
| 3 | Sequoia Mortgage Trust | 0.09% | 0.17% | 0.09% |
| 4 | EAGLE FUNDING LUXCO SARL | 0.05% | 0.12% | 0.05% |
| 5 | Saudi Government International Bonds | 0.05% | 0.08% | 0.05% |
| 6 | Affirm Master Trust | 0.07% | 0.04% | 0.04% |
| 7 | UNITED MEXICAN STATES | 0.04% | 0.04% | 0.04% |
| 8 | U.S. Bank National Association | 0.04% | 0.05% | 0.04% |
| 9 | Taco Bell Funding, LLC | 0.03% | 0.04% | 0.03% |
| 10 | Hungary Government International Bonds | 0.04% | 0.03% | 0.03% |
| 11 | BEIGNET INVESTOR LLC | 0.28% | 0.03% | 0.03% |
| 12 | Affirm Master Trust | 0.03% | 0.03% | 0.03% |
Only in BINC
3,738 total- UMBS, TBA 6.83%
- UMBS, TBA 3.48%
- UMBS, TBA 2.35%
- UMBS, TBA 1.57%
- iShares iBoxx USD High Yield Corporate Bond ETF 1.46%
- Italy Buoni Poliennali Del Tesoro 1.32%
- UMBS, TBA 1.10%
- iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%
- Spain Government Bonds 0.97%
- UMBS, TBA 0.81%
Only in VCRB
3,111 total- Fannie Mae or Freddie Mac 2.33%
- United States Treasury Note/Bond 1.02%
- NVIDIA Corp 0.97%
- NVIDIA Corp 0.75%
- Fannie Mae or Freddie Mac 0.68%
- United States Treasury Note/Bond 0.65%
- Kreditanstalt fuer Wiederaufbau 0.60%
- Fannie Mae REMICS 0.59%
- OBX 2026-INV2 Trust 0.57%
- Ginnie Mae II Pool 0.56%
Related comparisons
More comparisons with BINC
- BINC vs JAAA · Janus Henderson AAA CLO ETF 1.1%
- BINC vs PAAA · PGIM AAA CLO ETF 0.9%
- BINC vs PULS · PGIM Ultra Short Bond ETF 0.2%
- BINC vs BND · Vanguard Total Bond Market Index Fund ETF Shares 0.2%
- BINC vs AGGY · WisdomTree Yield Enhanced U.S. Aggregate Bond Fund 0.2%
- BINC vs BIV · Vanguard Intermediate-Term Bond Index Fund ETF Shares 0.2%
More comparisons with VCRB
- VCRB vs JPST · JPMorgan Ultra-Short Income ETF 1.1%
- VCRB vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.9%
- VCRB vs MINT · PIMCO Enhanced Short Maturity Active Exchange-Traded Fund 0.4%
- VCRB vs PULS · PGIM Ultra Short Bond ETF 0.3%
- VCRB vs ICSH · iShares Ultra Short Duration Bond Active ETF 0.2%
- VCRB vs PAAA · PGIM AAA CLO ETF 0.1%
Percentages are holdings overlap with the named fund.
Open BINC or VCRB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.