Skip to main content
PlainIndex
Menu

ETF comparison

BIV vs VCRB

Both US Aggregate Bond.

Vanguard Intermediate-Term Bond Index Fund ETF Shares · Vanguard Core Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
10.0 %

418 positions appear in both funds. Buying equal dollars of BIV and VCRB would leave roughly 10.0% of each dollar exposed to the same underlying securities.

BIV unmatched 88.8% Shared 10.0% VCRB unmatched 93.8%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In BIV only
1,937 positions
Shared
418 positions
In VCRB only
2,996 positions

Side by side

BIV

Vanguard Intermediate-Term Bond Index Fund ETF Shares

Vanguard · US Aggregate Bond

87 composite / 100
Expense ratio
0.030%
Net assets
$50.44B
whole fund, 5 share classes
TTM yield
4.46%
Top-10 conc.
20.9%
VCRB

Vanguard Core Bond ETF

Vanguard · US Aggregate Bond

85 composite / 100
Expense ratio
0.10%
Net assets
$7.56B
TTM yield
4.80%
Top-10 conc.
8.7%

Sub-score comparison

97
Cost
90
52
Tax efficiency
51
100
Liquidity
95
84
Concentration
100
—
Tracking quality
—
BIV sub-score VCRB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

BIV is 7 bps cheaper than VCRB. On a $100,000 position that's about $70/yr more in fees for VCRB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs VCRB.

Top shared holdings

418 shared in total
# Holding In BIV In VCRB Overlap
1 United States Treasury Note/Bond 0.79% 0.55% 0.55%
2 United States Treasury Note/Bond 0.53% 0.53% 0.53%
3 United States Treasury Note/Bond 2.08% 0.52% 0.52%
4 United States Treasury Note/Bond 2.13% 0.51% 0.51%
5 United States Treasury Note/Bond 1.08% 0.49% 0.49%
6 United States Treasury Note/Bond 1.65% 0.43% 0.43%
7 United States Treasury Note/Bond 2.14% 0.41% 0.41%
8 United States Treasury Note/Bond 0.81% 0.36% 0.36%
9 Goldman Sachs Group Inc/The 0.09% 0.14% 0.09%
10 Space Exploration Technologies Corp 0.08% 0.29% 0.08%
11 Space Exploration Technologies Corp 0.08% 0.08% 0.08%
12 Province of Ontario Canada 0.08% 0.19% 0.08%

Only in BIV

1,937 total
  • United States Treasury Note/Bond 2.14%
  • United States Treasury Note/Bond 2.10%
  • United States Treasury Note/Bond 2.10%
  • United States Treasury Note/Bond 2.08%
  • United States Treasury Note/Bond 2.04%
  • United States Treasury Note/Bond 2.04%
  • United States Treasury Note/Bond 2.02%
  • United States Treasury Note/Bond 1.84%
  • United States Treasury Note/Bond 1.70%
  • United States Treasury Note/Bond 1.70%

Only in VCRB

2,996 total
  • Fannie Mae or Freddie Mac 2.33%
  • United States Treasury Note/Bond 1.02%
  • NVIDIA Corp 0.97%
  • NVIDIA Corp 0.75%
  • Fannie Mae or Freddie Mac 0.68%
  • United States Treasury Note/Bond 0.65%
  • Kreditanstalt fuer Wiederaufbau 0.60%
  • Fannie Mae REMICS 0.59%
  • OBX 2026-INV2 Trust 0.57%
  • Ginnie Mae II Pool 0.56%

Related comparisons

More comparisons with BIV

More comparisons with VCRB

Percentages are holdings overlap with the named fund.

Open BIV or VCRB at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.