ETF comparison
COWZ vs SCHB
Quality Factor vs US Total Market.
Holdings overlap
98 positions appear in both funds. Buying equal dollars of COWZ and SCHB would leave roughly 7.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHB is 46 bps cheaper than COWZ. On a $100,000 position that's about $460/yr more in fees for COWZ.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with COWZ vs SCHB.
Top shared holdings
98 shared in total| # | Holding | In COWZ | In SCHB | Overlap |
|---|---|---|---|---|
| 1 | QUALCOMM Inc | 1.31% | 0.37% | 0.37% |
| 2 | Verizon Communications Inc | 1.97% | 0.28% | 0.28% |
| 3 | Salesforce Inc | 1.90% | 0.24% | 0.24% |
| 4 | AT&T Inc | 1.95% | 0.24% | 0.24% |
| 5 | Gilead Sciences Inc | 1.93% | 0.23% | 0.23% |
| 6 | Pfizer Inc | 1.84% | 0.20% | 0.20% |
| 7 | Uber Technologies Inc | 1.90% | 0.20% | 0.20% |
| 8 | Booking Holdings Inc | 2.22% | 0.18% | 0.18% |
| 9 | Lowe's Cos Inc | 1.89% | 0.16% | 0.16% |
| 10 | Newmont Corp | 1.80% | 0.16% | 0.16% |
| 11 | Altria Group Inc | 1.81% | 0.16% | 0.16% |
| 12 | Bristol-Myers Squibb Co | 2.18% | 0.16% | 0.16% |
Only in COWZ
2 total- Anglogold Ashanti Plc 1.13%
- DuPont de Nemours Inc 0.30%
Only in SCHB
2,307 total- NVIDIA Corp 7.02%
- Apple Inc 6.26%
- Microsoft Corp 4.57%
- Amazon.com Inc 3.62%
- Alphabet Inc 3.03%
- Broadcom Inc 2.90%
- Alphabet Inc 2.41%
- Meta Platforms Inc 1.89%
- Tesla Inc 1.68%
- Micron Technology Inc 1.49%
Related comparisons
More comparisons with COWZ
- COWZ vs VTI · Vanguard Morningstar Total Stock Market ETF 6.6%
- COWZ vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 6.6%
- COWZ vs MOAT · VanEck Morningstar Wide Moat ETF 6.3%
- COWZ vs QQQ · Invesco QQQ Trust 6.3%
- COWZ vs VIG · Vanguard Dividend Appreciation Index Fund ETF Shares 6.3%
- COWZ vs VB · Vanguard Morningstar Small-Cap ETF 5.0%
More comparisons with SCHB
- SCHB vs VOT · Vanguard Morningstar Mid-Cap Growth ETF 7.0%
- SCHB vs SMLF · iShares U.S. Small-Cap Equity Factor ETF 6.9%
- SCHB vs FNDA · Schwab Fundamental U.S. Small Company ETF 6.9%
- SCHB vs VBR · Vanguard Morningstar Small-Cap Value ETF 6.9%
- SCHB vs DVY · iShares Select Dividend ETF 6.8%
- SCHB vs SCHA · Schwab U.S. Small-Cap ETF 6.5%
Percentages are holdings overlap with the named fund.
Open COWZ or SCHB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.