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ETF comparison

DFAC vs ITOT

Both US Total Market.

U.S. Core Equity 2 Portfolio-ETF Class Shares · iShares Core S&P Total U.S. Stock Market ETF

Holdings overlap

Weighted by ISIN/CUSIP
71.9 %

1,979 positions appear in both funds. Buying equal dollars of DFAC and ITOT would leave roughly 71.9% of each dollar exposed to the same underlying securities.

DFAC unmatched 27.9% Shared 71.9% ITOT unmatched 27.9%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In DFAC only
566 positions
Shared
1,979 positions
In ITOT only
519 positions

Side by side

DFAC

U.S. Core Equity 2 Portfolio-ETF Class Shares

Dimensional · US Total Market

87 composite / 100
Expense ratio
0.18%
Net assets
$38.35B
TTM yield
0.88%
Top-10 conc.
25.8%
ITOT

iShares Core S&P Total U.S. Stock Market ETF

iShares · US Total Market

92 composite / 100
Expense ratio
0.030%
Net assets
$95.86B
TTM yield
1.02%
Top-10 conc.
32.1%

Sub-score comparison

82
Cost
97
89
Tax efficiency
88
100
Liquidity
100
77
Concentration
68
—
Tracking quality
—
DFAC sub-score ITOT

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

ITOT is 15 bps cheaper than DFAC. On a $100,000 position that's about $150/yr more in fees for DFAC.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DFAC vs ITOT.

Top shared holdings

1,979 shared in total
# Holding In DFAC In ITOT Overlap
1 NVIDIA CORPORATION 5.27% 6.63% 5.27%
2 APPLE INC. 5.12% 5.81% 5.12%
3 MICROSOFT CORPORATION 4.41% 3.79% 3.79%
4 AMAZON.COM, INC. 3.14% 3.19% 3.14%
5 ALPHABET INC. 1.69% 2.86% 1.69%
6 META PLATFORMS, INC. 1.73% 1.69% 1.69%
7 BROADCOM INC. 1.18% 2.45% 1.18%
8 JPMORGAN CHASE & CO. 1.09% 1.20% 1.09%
9 MICRON TECHNOLOGY, INC. 1.09% 1.78% 1.09%
10 ALPHABET INC. 1.09% 2.29% 1.09%
11 ELI LILLY AND COMPANY 1.05% 1.30% 1.05%
12 JOHNSON & JOHNSON 0.84% 0.84% 0.84%

Only in DFAC

566 total
  • EXXONMOBIL HOLDINGS CORPORATION 0.82%
  • GATES INDUSTRIAL CORPORATION PLC 0.03%
  • ICON PUBLIC LIMITED COMPANY 0.03%
  • Amdocs Limited 0.02%
  • GLOBALFOUNDRIES INC. 0.02%
  • SPOTIFY TECHNOLOGY S.A. 0.02%
  • SCORPIO TANKERS INC. 0.02%
  • BIRKENSTOCK HOLDING PLC 0.02%
  • SOUTHERN COPPER CORPORATION 0.02%
  • Copa Holdings, S.A. 0.02%

Only in ITOT

519 total
  • Exxon Mobil Corp. 0.77%
  • Welltower, Inc. 0.22%
  • Prologis, Inc. 0.17%
  • Equinix, Inc. 0.14%
  • Space Exploration Technologies Corp. 0.14%
  • Accenture plc 0.10%
  • American Tower Corp. 0.10%
  • Simon Property Group, Inc. 0.10%
  • Digital Realty Trust, Inc. 0.08%
  • Realty Income Corp. 0.08%

Percentages are holdings overlap with the named fund.

Open DFAC or ITOT at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.