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ETF comparison

DFAC vs SPYM

US Total Market vs US Large Cap.

U.S. Core Equity 2 Portfolio-ETF Class Shares · State Street SPDR Portfolio S&P 500 ETF

Holdings overlap

Weighted by ISIN/CUSIP
65.6 %

473 positions appear in both funds. Buying equal dollars of DFAC and SPYM would leave roughly 65.6% of each dollar exposed to the same underlying securities.

DFAC unmatched 34.2% Shared 65.6% SPYM unmatched 34.3%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In DFAC only
2,072 positions
Shared
473 positions
In SPYM only
33 positions

Side by side

DFAC

U.S. Core Equity 2 Portfolio-ETF Class Shares

Dimensional · US Total Market

87 composite / 100
Expense ratio
0.18%
Net assets
$38.35B
TTM yield
0.88%
Top-10 conc.
25.8%
SPYM

State Street SPDR Portfolio S&P 500 ETF

State Street · US Large Cap

91 composite / 100
Expense ratio
0.020%
Net assets
$173.63B
TTM yield
1.02%
Top-10 conc.
36.4%

Sub-score comparison

82
Cost
98
89
Tax efficiency
88
100
Liquidity
100
77
Concentration
62
—
Tracking quality
—
DFAC sub-score SPYM

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SPYM is 16 bps cheaper than DFAC. On a $100,000 position that's about $160/yr more in fees for DFAC.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DFAC vs SPYM.

Top shared holdings

473 shared in total
# Holding In DFAC In SPYM Overlap
1 NVIDIA CORPORATION 5.27% 7.51% 5.27%
2 APPLE INC. 5.12% 6.59% 5.12%
3 MICROSOFT CORPORATION 4.41% 4.29% 4.29%
4 AMAZON.COM, INC. 3.14% 3.62% 3.14%
5 META PLATFORMS, INC. 1.73% 1.92% 1.73%
6 ALPHABET INC. 1.69% 3.25% 1.69%
7 BROADCOM INC. 1.18% 2.77% 1.18%
8 JPMORGAN CHASE & CO. 1.09% 1.36% 1.09%
9 MICRON TECHNOLOGY, INC. 1.09% 2.02% 1.09%
10 ALPHABET INC. 1.09% 2.59% 1.09%
11 ELI LILLY AND COMPANY 1.05% 1.47% 1.05%
12 JOHNSON & JOHNSON 0.84% 0.95% 0.84%

Only in DFAC

2,072 total
  • EXXONMOBIL HOLDINGS CORPORATION 0.82%
  • CHENIERE ENERGY, INC. 0.16%
  • FERGUSON ENTERPRISES INC. 0.13%
  • LPL FINANCIAL HOLDINGS INC. 0.11%
  • ATI INC 0.10%
  • REVOLUTION MEDICINES, INC. 0.09%
  • TECHNIPFMC PLC 0.09%
  • TENET HEALTHCARE CORPORATION 0.09%
  • US FOODS HOLDING CORP. 0.09%
  • TWILIO INC. 0.09%

Only in SPYM

33 total
  • Exxon Mobil Corp 0.88%
  • Welltower Inc 0.25%
  • Prologis Inc 0.20%
  • Equinix Inc 0.16%
  • Accenture PLC 0.12%
  • American Tower Corp 0.12%
  • Simon Property Group Inc 0.11%
  • Digital Realty Trust Inc 0.09%
  • Realty Income Corp 0.09%
  • Public Storage 0.08%

Percentages are holdings overlap with the named fund.

Open DFAC or SPYM at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.