ETF comparison
DIA vs SCHD
US Large Cap vs Dividend.
State Street SPDR Dow Jones Industrial Average ETF Trust · Schwab U.S. Dividend Equity ETF
Holdings overlap
7 positions appear in both funds. Buying equal dollars of DIA and SCHD would leave roughly 17.8% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 10 bps cheaper than DIA. On a $100,000 position that's about $100/yr more in fees for DIA.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DIA vs SCHD.
Top shared holdings
7 shared in total| # | Holding | In DIA | In SCHD | Overlap |
|---|---|---|---|---|
| 1 | UNITEDHEALTH GROUP INC | 4.32% | 5.09% | 4.32% |
| 2 | AMGEN INC | 4.68% | 3.47% | 3.47% |
| 3 | HOME DEPOT INC | 3.28% | 3.36% | 3.28% |
| 4 | CHEVRON CORP | 2.40% | 3.83% | 2.40% |
| 5 | PROCTER + GAMBLE CO/THE | 1.68% | 3.55% | 1.68% |
| 6 | MERCK + CO. INC. | 1.68% | 3.86% | 1.68% |
| 7 | COCA COLA CO/THE | 0.99% | 3.96% | 0.99% |
Only in DIA
23 total- GOLDMAN SACHS GROUP INC 10.48%
- CATERPILLAR INC 9.82%
- MICROSOFT CORP 6.01%
- VISA INC CLASS A SHARES 4.19%
- TRAVELERS COS INC/THE 4.18%
- ALPHABET INC CL A 3.99%
- APPLE INC 3.87%
- JPMORGAN CHASE + CO 3.86%
- SHERWIN WILLIAMS CO/THE 3.71%
- AMERICAN EXPRESS CO 3.52%
Only in SCHD
92 total- QUALCOMM Inc 6.74%
- Texas Instruments Inc 5.90%
- Verizon Communications Inc 3.65%
- ConocoPhillips 3.51%
- PepsiCo Inc 3.44%
- Abbott Laboratories 2.96%
- Altria Group Inc 2.94%
- Bristol-Myers Squibb Co 2.93%
- Accenture PLC 2.90%
- Lockheed Martin Corp 2.70%
Related comparisons
More comparisons with DIA
More comparisons with SCHD
- SCHD vs DGRW · WisdomTree U.S. Quality Dividend Growth Fund 17.7%
- SCHD vs VTV · Vanguard Morningstar Value ETF 17.1%
- SCHD vs PEY · Invesco High Yield Equity Dividend Achievers ETF 16.4%
- SCHD vs VOOV · Vanguard S&P 500 Value Index Fund ETF Shares 16.3%
- SCHD vs DUHP · DFA U.S. High Relative Profitability Portfolio – ETF Class Shares 16.2%
- SCHD vs FDVV · Fidelity High Dividend ETF 16.1%
Percentages are holdings overlap with the named fund.
Open DIA or SCHD at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.