ETF comparison
EFA vs IPAC
Both International Developed.
Holdings overlap
261 positions appear in both funds. Buying equal dollars of EFA and IPAC would leave roughly 33.5% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
IPAC is 23 bps cheaper than EFA. On a $100,000 position that's about $230/yr more in fees for EFA.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with EFA vs IPAC.
Top shared holdings
261 shared in total| # | Holding | In EFA | In IPAC | Overlap |
|---|---|---|---|---|
| 1 | Mitsubishi UFJ Financial Group, Inc. | 1.08% | 2.58% | 1.08% |
| 2 | BHP GROUP LIMITED | 0.97% | 2.32% | 0.97% |
| 3 | COMMONWEALTH BANK OF AUSTRALIA | 0.95% | 2.27% | 0.95% |
| 4 | TOYOTA MOTOR CORPORATION | 0.81% | 1.94% | 0.81% |
| 5 | Sumitomo Mitsui Financial Group, Inc. | 0.71% | 1.69% | 0.71% |
| 6 | Tokyo Electron Limited | 0.68% | 1.62% | 0.68% |
| 7 | Hitachi, Ltd. | 0.66% | 1.57% | 0.66% |
| 8 | ADVANTEST CORPORATION | 0.66% | 1.57% | 0.66% |
| 9 | Sony Group Corporation | 0.62% | 1.48% | 0.62% |
| 10 | Mizuho Financial Group, Inc. | 0.56% | 1.33% | 0.56% |
| 11 | DBS GROUP HOLDINGS LTD | 0.54% | 1.29% | 0.54% |
| 12 | SoftBank Group Corp. | 0.52% | 1.25% | 0.52% |
Only in EFA
413 total- ASML Holding N.V. 2.90%
- HSBC HOLDINGS PLC 1.66%
- Roche Holding AG 1.39%
- Novartis AG 1.30%
- Nestle S.A. 1.17%
- SHELL PLC 1.17%
- ASTRAZENECA PLC 1.17%
- Siemens Aktiengesellschaft 1.10%
- Banco Santander, S.A. 0.93%
- SAP SE 0.87%
Only in IPAC
1,109 total- BLUESCOPE STEEL LIMITED 0.11%
- KOKUSAI ELECTRIC CORPORATION 0.11%
- Niterra Co., Ltd. 0.10%
- ROHM COMPANY LIMITED 0.09%
- Shizuoka Financial Group, Inc. 0.09%
- NGK Corporation 0.08%
- ORICA LIMITED 0.08%
- ALS LIMITED 0.08%
- FOOD & LIFE COMPANIES LTD. 0.08%
- TAIYO YUDEN CO., LTD. 0.08%
Related comparisons
More comparisons with EFA
- EFA vs VPL · Vanguard FTSE Pacific Index Fund ETF Shares 33.2%
- EFA vs AVIV · Avantis International Large Cap Value ETF 29.0%
- EFA vs FEZ · State Street SPDR EURO STOXX 50 ETF 23.3%
- EFA vs FLJP · Franklin FTSE Japan ETF 23.0%
- EFA vs BBJP · JPMorgan BetaBuilders Japan ETF 22.8%
- EFA vs EWJ · iShares MSCI Japan ETF 22.8%
More comparisons with IPAC
- IPAC vs EFV · iShares MSCI EAFE Value ETF 33.4%
- IPAC vs DBEF · Xtrackers MSCI EAFE Hedged Equity ETF 33.0%
- IPAC vs IDEV · iShares Core MSCI International Developed Markets ETF 31.5%
- IPAC vs DFAI · Dimensional International Core Equity Market ETF 30.7%
- IPAC vs ESGD · iShares ESG Aware MSCI EAFE ETF 30.5%
- IPAC vs JIRE · JPMorgan International Research Enhanced Equity ETF 30.0%
Percentages are holdings overlap with the named fund.
Open EFA or IPAC at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.