ETF comparison
EMLC vs SCHZ
International Bond vs US Aggregate Bond.
VanEck J.P. Morgan EM Local Currency Bond ETF · Schwab U.S. Aggregate Bond ETF
Holdings overlap
0 positions appear in both funds. Buying equal dollars of EMLC and SCHZ would leave roughly 0.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 27 bps cheaper than EMLC. On a $100,000 position that's about $270/yr more in fees for EMLC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with EMLC vs SCHZ.
Top shared holdings
0 shared in totalNo shared holdings between these funds.
Only in EMLC
497 total- NOTA DO TESOURO NACIONAL 0.90%
- REPUBLIC OF SOUTH AFRICA 0.84%
- MEX BONOS DESARR FIX RT 0.76%
- NOTA DO TESOURO NACIONAL 0.72%
- LETRA TESOURO NACIONAL 0.70%
- MEX BONOS DESARR FIX RT 0.68%
- REPUBLIC OF SOUTH AFRICA 0.68%
- MEX BONOS DESARR FIX RT 0.67%
- MEX BONOS DESARR FIX RT 0.63%
- REPUBLIC OF SOUTH AFRICA 0.61%
Only in SCHZ
12,326 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Related comparisons
More comparisons with EMLC
- EMLC vs SHY · iShares 1-3 Year Treasury Bond ETF 0.0%
- EMLC vs TIP · iShares TIPS Bond ETF 0.0%
- EMLC vs TLT · iShares 20+ Year Treasury Bond ETF 0.0%
- EMLC vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 0.0%
- EMLC vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 0.0%
- EMLC vs VTIP · Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 0.0%
More comparisons with SCHZ
- SCHZ vs FALN · iShares Fallen Angels USD Bond ETF 0.0%
- SCHZ vs FLOT · iShares Floating Rate Bond ETF 0.0%
- SCHZ vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 0.0%
- SCHZ vs HYD · VanEck High Yield Muni ETF 0.0%
- SCHZ vs IAGG · iShares Core International Aggregate Bond ETF 0.0%
- SCHZ vs ICVT · iShares Convertible Bond ETF 0.0%
Percentages are holdings overlap with the named fund.
Open EMLC or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.