ETF comparison
ITOT vs SCHD
US Total Market vs Dividend.
iShares Core S&P Total U.S. Stock Market ETF · Schwab U.S. Dividend Equity ETF
Holdings overlap
96 positions appear in both funds. Buying equal dollars of ITOT and SCHD would leave roughly 7.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
ITOT is 3 bps cheaper than SCHD. On a $100,000 position that's about $30/yr more in fees for SCHD.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with ITOT vs SCHD.
Top shared holdings
96 shared in total| # | Holding | In ITOT | In SCHD | Overlap |
|---|---|---|---|---|
| 1 | UnitedHealth Group, Inc. | 0.52% | 5.09% | 0.52% |
| 2 | Home Depot, Inc. (The) | 0.48% | 3.36% | 0.48% |
| 3 | Procter & Gamble Co. (The) | 0.47% | 3.55% | 0.47% |
| 4 | Merck & Co., Inc. | 0.43% | 3.86% | 0.43% |
| 5 | Coca-Cola Co. (The) | 0.43% | 3.96% | 0.43% |
| 6 | Chevron Corp. | 0.42% | 3.83% | 0.42% |
| 7 | Texas Instruments, Inc. | 0.37% | 5.90% | 0.37% |
| 8 | Amgen, Inc. | 0.27% | 3.47% | 0.27% |
| 9 | QUALCOMM, Inc. | 0.27% | 6.74% | 0.27% |
| 10 | PepsiCo, Inc. | 0.25% | 3.44% | 0.25% |
| 11 | Verizon Communications, Inc. | 0.24% | 3.65% | 0.24% |
| 12 | Abbott Laboratories | 0.22% | 2.96% | 0.22% |
Only in ITOT
2,402 total- NVIDIA Corp. 6.63%
- Apple, Inc. 5.81%
- Microsoft Corp. 3.79%
- Amazon.com, Inc. 3.19%
- Alphabet, Inc. 2.86%
- Broadcom, Inc. 2.45%
- Alphabet, Inc. 2.29%
- Micron Technology, Inc. 1.78%
- Meta Platforms, Inc. 1.69%
- Tesla, Inc. 1.62%
Only in SCHD
3 total- Preferred Bank/Los Angeles CA 0.03%
- Central Pacific Financial Corp 0.02%
- Hanmi Financial Corp 0.02%
Related comparisons
More comparisons with ITOT
- ITOT vs DVY · iShares Select Dividend ETF 6.8%
- ITOT vs COWZ · Pacer US Cash Cows 100 ETF 6.6%
- ITOT vs BBMC · JPMorgan BetaBuilders U.S. Mid Cap Equity ETF 6.5%
- ITOT vs AVMV · Avantis U.S. Mid Cap Value ETF 6.3%
- ITOT vs VBK · Vanguard Morningstar Small-Cap Growth ETF 5.5%
- ITOT vs IJH · iShares Core S&P Mid-Cap ETF 5.0%
More comparisons with SCHD
- SCHD vs ESGU · iShares ESG Aware MSCI USA ETF 7.0%
- SCHD vs MTUM · iShares MSCI USA Momentum Factor ETF 6.9%
- SCHD vs VO · Vanguard Morningstar Mid-Cap ETF 6.9%
- SCHD vs GSLC · Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF 6.6%
- SCHD vs FELC · Fidelity Enhanced Large Cap Core ETF 6.4%
- SCHD vs IWS · iShares Russell Mid-Cap Value ETF 6.4%
Percentages are holdings overlap with the named fund.
Open ITOT or SCHD at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.