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ETF comparison

PYLD vs VTIP

US Aggregate Bond vs TIPS.

PIMCO ETF Trust - PIMCO Multisector Bond Active Exchange-Traded Fund · Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
0.8 %

1 positions appear in both funds. Buying equal dollars of PYLD and VTIP would leave roughly 0.8% of each dollar exposed to the same underlying securities.

PYLD only 118.8% Shared 0.8% VTIP only 98.8%
In PYLD only
1,564 positions
Shared
1 positions
In VTIP only
24 positions

Side by side

PYLD

PIMCO ETF Trust - PIMCO Multisector Bond Active Exchange-Traded Fund

PIMCO · US Aggregate Bond

55 composite / 100
Expense ratio
0.64%
Net assets
$14.71B
TTM yield
6.33%
Top-10 conc.
51.5%
VTIP

Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Vanguard · TIPS

80 composite / 100
Expense ratio
0.030%
Net assets
$71.08B
TTM yield
4.15%
Top-10 conc.
50.3%

Sub-score comparison

36
Cost
97
48
Tax efficiency
50
100
Liquidity
100
41
Concentration
42
—
Tracking quality
—
PYLD sub-score VTIP

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

VTIP is 61 bps cheaper than PYLD. On a $100,000 position that's about $610/yr more in fees for PYLD.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with PYLD vs VTIP.

Top shared holdings

1 shared in total
# Holding In PYLD In VTIP Overlap
1 UNITED STATES GOVT 0.80% 5.11% 0.80%

Only in PYLD

1,564 total
  • UMBS PASS THRU POOLS 8.36%
  • UMBS PASS THRU POOLS 6.59%
  • UMBS PASS THRU POOLS 6.43%
  • UMBS PASS THRU POOLS 6.41%
  • UMBS PASS THRU POOLS 5.97%
  • UMBS PASS THRU POOLS 5.23%
  • UNITED STATES GOVT 2.07%
  • PERU GOVT 0.99%
  • SOUTH AFRICA GOVT 0.85%
  • UNITED STATES GOVT 0.82%

Only in VTIP

24 total
  • United States Treasury Inflation Indexed Bonds 5.49%
  • United States Treasury Inflation Indexed Bonds 5.46%
  • United States Treasury Inflation Indexed Bonds 5.29%
  • United States Treasury Inflation Indexed Bonds 5.09%
  • United States Treasury Inflation Indexed Bonds 4.91%
  • United States Treasury Inflation Indexed Bonds 4.80%
  • United States Treasury Inflation Indexed Bonds 4.79%
  • United States Treasury Inflation Indexed Bonds 4.75%
  • United States Treasury Inflation Indexed Bonds 4.66%
  • United States Treasury Inflation Indexed Bonds 4.54%

Open PYLD or VTIP at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.