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ETF comparison

SCHA vs SPY

US Small Cap vs US Large Cap.

Schwab U.S. Small-Cap ETF · State Street SPDR S&P 500 ETF Trust

Holdings overlap

Weighted by ISIN/CUSIP
0.5 %

3 positions appear in both funds. Buying equal dollars of SCHA and SPY would leave roughly 0.5% of each dollar exposed to the same underlying securities.

SCHA unmatched 99.3% Shared 0.5% SPY unmatched 99.4%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHA only
1,702 positions
Shared
3 positions
In SPY only
502 positions

Side by side

SCHA

Schwab U.S. Small-Cap ETF

Schwab · US Small Cap

96 composite / 100
Expense ratio
0.030%
Net assets
$21.68B
TTM yield
1.13%
Top-10 conc.
10.5%
SPY

State Street SPDR S&P 500 ETF Trust

State Street · US Large Cap

88 composite / 100
Expense ratio
0.094%
Net assets
$809.22B
TTM yield
0.99%
Top-10 conc.
37.9%

Sub-score comparison

97
Cost
91
88
Tax efficiency
89
100
Liquidity
100
99
Concentration
60
—
Tracking quality
—
SCHA sub-score SPY

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHA is 6 bps cheaper than SPY. On a $100,000 position that's about $64/yr more in fees for SPY.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHA vs SPY.

Top shared holdings

3 shared in total
# Holding In SCHA In SPY Overlap
1 Sandisk Corp/DE 5.28% 0.38% 0.38%
2 Lumentum Holdings Inc 1.29% 0.14% 0.14%
3 EchoStar Corp 0.37% 0.02% 0.02%

Only in SCHA

1,702 total
  • Revolution Medicines Inc 0.65%
  • Sterling Infrastructure Inc 0.56%
  • ATI Inc 0.50%
  • MACOM Technology Solutions Holdings Inc 0.50%
  • Nextpower Inc 0.49%
  • MKS Inc 0.46%
  • Coeur Mining Inc 0.42%
  • TTM Technologies Inc 0.38%
  • Guardant Health Inc 0.35%
  • SiTime Corp 0.33%

Only in SPY

502 total
  • NVIDIA CORP 8.50%
  • APPLE INC 7.32%
  • MICROSOFT CORP 5.77%
  • AMAZON.COM INC 3.71%
  • ALPHABET INC CL A 3.03%
  • BROADCOM INC 2.54%
  • ALPHABET INC CL C 2.43%
  • META PLATFORMS INC CLASS A 2.41%
  • MICRON TECHNOLOGY INC 1.82%
  • TESLA INC 1.57%

Percentages are holdings overlap with the named fund.

Open SCHA or SPY at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.