ETF comparison
SCHB vs SPY
US Total Market vs US Large Cap.
Schwab U.S. Broad Market ETF · State Street SPDR S&P 500 ETF Trust
Holdings overlap
466 positions appear in both funds. Buying equal dollars of SCHB and SPY would leave roughly 84.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHB is 6 bps cheaper than SPY. On a $100,000 position that's about $64/yr more in fees for SPY.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHB vs SPY.
Top shared holdings
466 shared in total| # | Holding | In SCHB | In SPY | Overlap |
|---|---|---|---|---|
| 1 | NVIDIA Corp | 7.02% | 8.50% | 7.02% |
| 2 | Apple Inc | 6.26% | 7.32% | 6.26% |
| 3 | Microsoft Corp | 4.57% | 5.77% | 4.57% |
| 4 | Amazon.com Inc | 3.62% | 3.71% | 3.62% |
| 5 | Alphabet Inc | 3.03% | 3.03% | 3.03% |
| 6 | Broadcom Inc | 2.90% | 2.54% | 2.54% |
| 7 | Alphabet Inc | 2.41% | 2.43% | 2.41% |
| 8 | Meta Platforms Inc | 1.89% | 2.41% | 1.89% |
| 9 | Tesla Inc | 1.68% | 1.57% | 1.57% |
| 10 | Micron Technology Inc | 1.49% | 1.82% | 1.49% |
| 11 | Eli Lilly & Co | 1.20% | 1.37% | 1.20% |
| 12 | Berkshire Hathaway Inc | 1.19% | 1.41% | 1.19% |
Only in SCHB
1,939 total- Exxon Mobil Corp 0.83%
- Linde PLC 0.32%
- Seagate Technology Holdings PLC 0.26%
- Eaton Corp PLC 0.21%
- Honeywell International Inc 0.21%
- Accenture PLC 0.16%
- Chubb Ltd 0.15%
- Trane Technologies PLC 0.14%
- Medtronic PLC 0.13%
- Snowflake Inc 0.12%
Only in SPY
39 total- EXXONMOBIL HOLDINGS CORP 1.01%
- LINDE PLC 0.33%
- SEAGATE TECHNOLOGY HOLDINGS 0.29%
- EATON CORP PLC 0.25%
- ACCENTURE PLC CL A 0.18%
- CHUBB LTD 0.17%
- MEDTRONIC PLC 0.17%
- TRANE TECHNOLOGIES PLC 0.15%
- JOHNSON CONTROLS INTERNATION 0.14%
- ROYAL CARIBBEAN CRUISES LTD 0.10%
Related comparisons
More comparisons with SCHB
- SCHB vs ESGV · Vanguard ESG U.S. Stock ETF 80.8%
- SCHB vs MGC · Vanguard Morningstar Mega Cap ETF 74.3%
- SCHB vs AVUS · Avantis US Equity ETF 74.0%
- SCHB vs GSLC · Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF 74.0%
- SCHB vs ESGU · iShares ESG Aware MSCI USA ETF 73.8%
- SCHB vs DFAC · U.S. Core Equity 2 Portfolio-ETF Class Shares 71.5%
More comparisons with SPY
- SPY vs IWV · iShares Russell 3000 ETF 83.2%
- SPY vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 83.2%
- SPY vs DFAU · Dimensional US Core Equity Market ETF 82.7%
- SPY vs MGC · Vanguard Morningstar Mega Cap ETF 81.8%
- SPY vs ESGV · Vanguard ESG U.S. Stock ETF 81.0%
- SPY vs ESGU · iShares ESG Aware MSCI USA ETF 76.3%
Percentages are holdings overlap with the named fund.
Open SCHB or SPY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.