ETF comparison
SCHD vs SPTM
Dividend vs US Total Market.
Schwab U.S. Dividend Equity ETF · State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
Holdings overlap
88 positions appear in both funds. Buying equal dollars of SCHD and SPTM would leave roughly 7.3% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SPTM is 3 bps cheaper than SCHD. On a $100,000 position that's about $30/yr more in fees for SCHD.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHD vs SPTM.
Top shared holdings
88 shared in total| # | Holding | In SCHD | In SPTM | Overlap |
|---|---|---|---|---|
| 1 | UnitedHealth Group Inc | 5.09% | 0.54% | 0.54% |
| 2 | Home Depot Inc/The | 3.36% | 0.50% | 0.50% |
| 3 | Procter & Gamble Co/The | 3.55% | 0.49% | 0.49% |
| 4 | Merck & Co Inc | 3.86% | 0.45% | 0.45% |
| 5 | Coca-Cola Co/The | 3.96% | 0.45% | 0.45% |
| 6 | Chevron Corp | 3.83% | 0.44% | 0.44% |
| 7 | Texas Instruments Inc | 5.90% | 0.39% | 0.39% |
| 8 | Amgen Inc | 3.47% | 0.28% | 0.28% |
| 9 | QUALCOMM Inc | 6.74% | 0.28% | 0.28% |
| 10 | PepsiCo Inc | 3.44% | 0.27% | 0.27% |
| 11 | Verizon Communications Inc | 3.65% | 0.25% | 0.25% |
| 12 | Abbott Laboratories | 2.96% | 0.23% | 0.23% |
Only in SCHD
11 total- Federal Agricultural Mortgage Corp 0.04%
- German American Bancorp Inc 0.04%
- 1st Source Corp 0.03%
- CNA Financial Corp 0.02%
- First Financial Corp 0.02%
- Orrstown Financial Services Inc 0.02%
- Independent Bank Corp/MI 0.02%
- Oxford Industries Inc 0.02%
- Capital City Bank Group Inc 0.02%
- Ennis Inc 0.01%
Only in SPTM
1,420 total- NVIDIA Corp 6.92%
- Apple Inc 6.07%
- Microsoft Corp 3.96%
- Amazon.com Inc 3.33%
- Alphabet Inc 2.99%
- Broadcom Inc 2.56%
- Alphabet Inc 2.38%
- Micron Technology Inc 1.86%
- Meta Platforms Inc 1.76%
- Tesla Inc 1.69%
Related comparisons
More comparisons with SCHD
- SCHD vs SPY · State Street SPDR S&P 500 ETF Trust 7.3%
- SCHD vs SUSA · iShares ESG Optimized MSCI USA ETF 7.3%
- SCHD vs SCHK · Schwab 1000 ETF 7.3%
- SCHD vs IWB · iShares Russell 1000 ETF 7.3%
- SCHD vs VTHR · Vanguard Russell 3000 Index Fund ETF Shares 7.2%
- SCHD vs SCHB · Schwab U.S. Broad Market ETF 7.1%
More comparisons with SPTM
- SPTM vs IJH · iShares Core S&P Mid-Cap ETF 5.2%
- SPTM vs IWM · iShares Russell 2000 ETF 2.7%
- SPTM vs IJR · iShares Core S&P Small-Cap ETF 2.5%
- SPTM vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 95.2%
- SPTM vs VTI · Vanguard Morningstar Total Stock Market ETF 94.9%
- SPTM vs IWV · iShares Russell 3000 ETF 94.8%
Percentages are holdings overlap with the named fund.
Open SCHD or SPTM at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.