ETF comparison
SCHP vs SHM
TIPS vs US Municipal Bond.
Schwab U.S. TIPS ETF · State Street SPDR Nuveen ICE Short Term Municipal Bond ETF
Holdings overlap
0 positions appear in both funds. Buying equal dollars of SCHP and SHM would leave roughly 0.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHP is 17 bps cheaper than SHM. On a $100,000 position that's about $170/yr more in fees for SHM.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHP vs SHM.
Top shared holdings
0 shared in totalNo shared holdings between these funds.
Only in SCHP
48 total- United States Treasury 4.07%
- United States Treasury 4.01%
- United States Treasury 4.00%
- United States Treasury 3.77%
- United States Treasury 3.60%
- United States Treasury 3.40%
- United States Treasury 3.38%
- United States Treasury 3.36%
- United States Treasury 3.34%
- United States Treasury 3.33%
Only in SHM
1,043 total- Southeast Energy Authority A Cooperative District 0.92%
- State of California 0.69%
- New York State Dormitory Authority 0.61%
- State of California 0.52%
- State of California 0.49%
- State of California 0.46%
- City of New York NY 0.44%
- University of California 0.41%
- Triborough Bridge & Tunnel Authority 0.40%
- City of New York NY 0.39%
Related comparisons
More comparisons with SCHP
- SCHP vs SHV · iShares 0–1 Year Treasury Bond ETF 0.0%
- SCHP vs SHY · iShares 1-3 Year Treasury Bond ETF 0.0%
- SCHP vs SHYG · iShares 0-5 Year High Yield Corporate Bond ETF 0.0%
- SCHP vs SJNK · State Street SPDR Bloomberg Short Term High Yield Bond ETF 0.0%
- SCHP vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 0.0%
- SCHP vs SPHY · State Street SPDR Portfolio High Yield Bond ETF 0.0%
More comparisons with SHM
- SHM vs SCHZ · Schwab U.S. Aggregate Bond ETF 0.0%
- SHM vs SHY · iShares 1-3 Year Treasury Bond ETF 0.0%
- SHM vs TIP · iShares TIPS Bond ETF 0.0%
- SHM vs TLT · iShares 20+ Year Treasury Bond ETF 0.0%
- SHM vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 0.0%
- SHM vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 0.0%
Percentages are holdings overlap with the named fund.
Open SCHP or SHM at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.