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ETF comparison

SCHP vs SPTL

TIPS vs US Treasury (Long).

Schwab U.S. TIPS ETF · State Street SPDR Portfolio Long Term Treasury ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of SCHP and SPTL would leave roughly 0.0% of each dollar exposed to the same underlying securities.

SCHP unmatched 99.5% Shared 0.0% SPTL unmatched 98.9%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHP only
48 positions
Shared
0 positions
In SPTL only
99 positions

Side by side

SCHP

Schwab U.S. TIPS ETF

Schwab · TIPS

86 composite / 100
Expense ratio
0.030%
Net assets
$15.96B
TTM yield
4.91%
Top-10 conc.
36.3%
SPTL

State Street SPDR Portfolio Long Term Treasury ETF

State Street · US Treasury (Long)

88 composite / 100
Expense ratio
0.030%
Net assets
$10.67B
TTM yield
4.42%
Top-10 conc.
21.4%

Sub-score comparison

97
Cost
97
48
Tax efficiency
57
100
Liquidity
100
N/A
Concentration
N/A
—
Tracking quality
—
SCHP sub-score SPTL

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHP vs SPTL.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in SCHP

48 total
  • United States Treasury 4.07%
  • United States Treasury 4.01%
  • United States Treasury 4.00%
  • United States Treasury 3.77%
  • United States Treasury 3.60%
  • United States Treasury 3.40%
  • United States Treasury 3.38%
  • United States Treasury 3.36%
  • United States Treasury 3.34%
  • United States Treasury 3.33%

Only in SPTL

99 total
  • United States Treasury 2.21%
  • United States Treasury 2.20%
  • United States Treasury 2.19%
  • United States Treasury 2.17%
  • United States Treasury 2.16%
  • United States Treasury 2.14%
  • United States Treasury 2.11%
  • United States Treasury 2.11%
  • United States Treasury 2.04%
  • United States Treasury 2.04%

Percentages are holdings overlap with the named fund.

Open SCHP or SPTL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.