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ETF comparison

SCHP vs VGIT

TIPS vs US Treasury (Intermediate).

Schwab U.S. TIPS ETF · Vanguard Intermediate-Term Treasury Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of SCHP and VGIT would leave roughly 0.0% of each dollar exposed to the same underlying securities.

SCHP unmatched 99.5% Shared 0.0% VGIT unmatched 98.7%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHP only
48 positions
Shared
0 positions
In VGIT only
103 positions

Side by side

SCHP

Schwab U.S. TIPS ETF

Schwab · TIPS

86 composite / 100
Expense ratio
0.030%
Net assets
$15.96B
TTM yield
4.91%
Top-10 conc.
36.3%
VGIT

Vanguard Intermediate-Term Treasury Index Fund ETF Shares

Vanguard · US Treasury (Intermediate)

89 composite / 100
Expense ratio
0.030%
Net assets
$47.83B
whole fund, 3 share classes
TTM yield
3.99%
Top-10 conc.
18.8%

Sub-score comparison

97
Cost
97
48
Tax efficiency
58
100
Liquidity
100
N/A
Concentration
N/A
—
Tracking quality
—
SCHP sub-score VGIT

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHP vs VGIT.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in SCHP

48 total
  • United States Treasury 4.07%
  • United States Treasury 4.01%
  • United States Treasury 4.00%
  • United States Treasury 3.77%
  • United States Treasury 3.60%
  • United States Treasury 3.40%
  • United States Treasury 3.38%
  • United States Treasury 3.36%
  • United States Treasury 3.34%
  • United States Treasury 3.33%

Only in VGIT

103 total
  • United States Treasury Note/Bond 1.94%
  • United States Treasury Note/Bond 1.92%
  • United States Treasury Note/Bond 1.90%
  • United States Treasury Note/Bond 1.89%
  • United States Treasury Note/Bond 1.89%
  • United States Treasury Note/Bond 1.87%
  • United States Treasury Note/Bond 1.87%
  • United States Treasury Note/Bond 1.84%
  • United States Treasury Note/Bond 1.83%
  • United States Treasury Note/Bond 1.81%

Percentages are holdings overlap with the named fund.

Open SCHP or VGIT at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.