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ETF comparison

SCHR vs VGIT

Both US Treasury (Intermediate).

Schwab Intermediate-Term U.S. Treasury ETF · Vanguard Intermediate-Term Treasury Index Fund ETF Shares

Holdings overlap

Weighted by ISIN/CUSIP
93.4 %

98 positions appear in both funds. Buying equal dollars of SCHR and VGIT would leave roughly 93.4% of each dollar exposed to the same underlying securities.

SCHR unmatched 5.6% Shared 93.4% VGIT unmatched 5.3%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHR only
3 positions
Shared
98 positions
In VGIT only
5 positions

Side by side

SCHR

Schwab Intermediate-Term U.S. Treasury ETF

Schwab · US Treasury (Intermediate)

89 composite / 100
Expense ratio
0.030%
Net assets
$13.08B
TTM yield
4.05%
Top-10 conc.
19.0%
VGIT

Vanguard Intermediate-Term Treasury Index Fund ETF Shares

Vanguard · US Treasury (Intermediate)

89 composite / 100
Expense ratio
0.030%
Net assets
$47.83B
whole fund, 3 share classes
TTM yield
3.99%
Top-10 conc.
18.8%

Sub-score comparison

97
Cost
97
57
Tax efficiency
58
100
Liquidity
100
N/A
Concentration
N/A
—
Tracking quality
—
SCHR sub-score VGIT

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHR vs VGIT.

Top shared holdings

98 shared in total
# Holding In SCHR In VGIT Overlap
1 United States Treasury 1.93% 1.94% 1.93%
2 United States Treasury 1.90% 1.92% 1.90%
3 United States Treasury 1.88% 1.90% 1.88%
4 United States Treasury 1.88% 1.89% 1.88%
5 United States Treasury 1.87% 1.89% 1.87%
6 United States Treasury 1.85% 1.87% 1.85%
7 United States Treasury 1.84% 1.83% 1.83%
8 United States Treasury 1.83% 1.87% 1.83%
9 United States Treasury 1.82% 1.84% 1.82%
10 United States Treasury 1.85% 1.81% 1.81%
11 United States Treasury 1.66% 1.68% 1.66%
12 United States Treasury 1.65% 1.65% 1.65%

Only in SCHR

3 total
  • United States Treasury 1.10%
  • United States Treasury 0.69%
  • United States Treasury 0.66%

Only in VGIT

5 total
  • United States Treasury Note/Bond 1.11%
  • United States Treasury Note/Bond 1.05%
  • United States Treasury Note/Bond 0.73%
  • United States Treasury Note/Bond 0.59%
  • United States Treasury Note/Bond 0.52%

Percentages are holdings overlap with the named fund.

Open SCHR or VGIT at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.