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ETF comparison

SCHZ vs SHV

US Aggregate Bond vs US Treasury (Short).

Schwab U.S. Aggregate Bond ETF · iShares 0–1 Year Treasury Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

0 positions appear in both funds. Buying equal dollars of SCHZ and SHV would leave roughly 0.0% of each dollar exposed to the same underlying securities.

SCHZ unmatched 98.7% Shared 0.0% SHV unmatched 103.3%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHZ only
12,326 positions
Shared
0 positions
In SHV only
63 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%
SHV

iShares 0–1 Year Treasury Bond ETF

iShares · US Treasury (Short)

83 composite / 100
Expense ratio
0.15%
Net assets
$22.83B
TTM yield
3.63%
Top-10 conc.
39.3%

Sub-score comparison

97
Cost
85
52
Tax efficiency
58
100
Liquidity
100
100
Concentration
N/A
—
Tracking quality
—
SCHZ sub-score SHV

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 12 bps cheaper than SHV. On a $100,000 position that's about $120/yr more in fees for SHV.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs SHV.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in SCHZ

12,326 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Only in SHV

63 total
  • United States of America 4.95%
  • United States of America 4.49%
  • United States of America 4.42%
  • United States of America 4.23%
  • United States of America 4.10%
  • United States of America 3.74%
  • United States of America 3.54%
  • United States of America 3.34%
  • United States of America 3.30%
  • United States of America 3.23%

Related comparisons

More comparisons with SCHZ

More comparisons with SHV

Percentages are holdings overlap with the named fund.

Open SCHZ or SHV at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.