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ETF comparison

SCHZ vs SJNK

US Aggregate Bond vs US High Yield Bond.

Schwab U.S. Aggregate Bond ETF · State Street SPDR Bloomberg Short Term High Yield Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0 %

2 positions appear in both funds. Buying equal dollars of SCHZ and SJNK would leave roughly 0.0% of each dollar exposed to the same underlying securities.

SCHZ unmatched 98.7% Shared 0.0% SJNK unmatched 97.8%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHZ only
12,324 positions
Shared
2 positions
In SJNK only
1,146 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%
SJNK

State Street SPDR Bloomberg Short Term High Yield Bond ETF

State Street · US High Yield Bond

69 composite / 100
Expense ratio
0.40%
Net assets
$4.52B
TTM yield
7.19%
Top-10 conc.
4.8%

Sub-score comparison

97
Cost
60
52
Tax efficiency
44
100
Liquidity
85
100
Concentration
100
—
Tracking quality
—
SCHZ sub-score SJNK

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 37 bps cheaper than SJNK. On a $100,000 position that's about $370/yr more in fees for SJNK.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs SJNK.

Top shared holdings

2 shared in total
# Holding In SCHZ In SJNK Overlap
1 SPIRIT AEROSYSTEMS INC 0.00% 0.00% 0.00%
2 VALLEY NATIONAL BANCORP 0.00% 0.02% 0.00%

Only in SCHZ

12,324 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Only in SJNK

1,146 total
  • MERIDIAN ARC HOLDCO LLC 0.65%
  • ECHOSTAR CORP 0.63%
  • PR RNO PROPERTY OWNER 1 0.51%
  • CENTENE CORP 0.51%
  • VENTURE GLOBAL LNG INC 0.44%
  • CLOUD SOFTWARE GRP INC 0.43%
  • CLOUD SOFTWARE GRP INC 0.43%
  • WULF COMPUTE LLC 0.42%
  • TRANSDIGM INC 0.42%
  • SV RNO PROPERTY OWNER 1 0.41%

Percentages are holdings overlap with the named fund.

Open SCHZ or SJNK at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.