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ETF comparison

SCHZ vs SPIB

US Aggregate Bond vs US Corporate Bond.

Schwab U.S. Aggregate Bond ETF · State Street SPDR Portfolio Intermediate Term Corporate Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
14.3 %

4,775 positions appear in both funds. Buying equal dollars of SCHZ and SPIB would leave roughly 14.3% of each dollar exposed to the same underlying securities.

SCHZ unmatched 84.4% Shared 14.3% SPIB unmatched 84.5%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In SCHZ only
7,551 positions
Shared
4,775 positions
In SPIB only
370 positions

Side by side

SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%
SPIB

State Street SPDR Portfolio Intermediate Term Corporate Bond ETF

State Street · US Corporate Bond

89 composite / 100
Expense ratio
0.040%
Net assets
$11.29B
TTM yield
4.60%
Top-10 conc.
2.7%

Sub-score comparison

97
Cost
96
52
Tax efficiency
51
100
Liquidity
100
100
Concentration
100
—
Tracking quality
—
SCHZ sub-score SPIB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 1 bps cheaper than SPIB. On a $100,000 position that's about $10/yr more in fees for SPIB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs SPIB.

Top shared holdings

4,775 shared in total
# Holding In SCHZ In SPIB Overlap
1 T-MOBILE USA INC 0.02% 0.11% 0.02%
2 META PLATFORMS INC 0.02% 0.11% 0.02%
3 META PLATFORMS INC 0.02% 0.07% 0.02%
4 AMAZON.COM INC 0.02% 0.10% 0.02%
5 BANK OF AMERICA CORP 0.02% 0.09% 0.02%
6 ABBVIE INC 0.02% 0.10% 0.02%
7 BANK OF AMERICA CORP 0.02% 0.08% 0.02%
8 BANK OF AMERICA CORP 0.02% 0.09% 0.02%
9 SALESFORCE INC 0.02% 0.08% 0.02%
10 ANHEUSER-BUSCH CO/INBEV 0.02% 0.06% 0.02%
11 AMAZON.COM INC 0.02% 0.13% 0.02%
12 BANK OF AMERICA CORP 0.02% 0.10% 0.02%

Only in SCHZ

7,551 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Only in SPIB

370 total
  • NATIONAL BANK OF CANADA 0.26%
  • BANK OF MONTREAL 0.21%
  • COOPERAT RABOBANK UA/NY 0.13%
  • NVIDIA CORP 0.13%
  • DUKE ENERGY CAROLINAS 0.13%
  • MASTERCARD INC 0.12%
  • CITIBANK NA 0.10%
  • BANK OF MONTREAL 0.10%
  • SUMITOMO MITSUI FINL GRP 0.10%
  • SPACE EXPLORATION TECH 0.09%

Percentages are holdings overlap with the named fund.

Open SCHZ or SPIB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.