ETF comparison
SCHZ vs VCIT
US Aggregate Bond vs US Corporate Bond.
Schwab U.S. Aggregate Bond ETF · Vanguard Intermediate-Term Corporate Bond Index Fund ETF Shares
Holdings overlap
2,168 positions appear in both funds. Buying equal dollars of SCHZ and VCIT would leave roughly 6.7% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHZ vs VCIT.
Top shared holdings
2,168 shared in total| # | Holding | In SCHZ | In VCIT | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 0.23% | 0.18% | 0.18% |
| 2 | United States Treasury | 0.14% | 0.03% | 0.03% |
| 3 | META PLATFORMS INC | 0.02% | 0.27% | 0.02% |
| 4 | META PLATFORMS INC | 0.02% | 0.15% | 0.02% |
| 5 | AMAZON.COM INC | 0.02% | 0.30% | 0.02% |
| 6 | BANK OF AMERICA CORP | 0.02% | 0.20% | 0.02% |
| 7 | BANK OF AMERICA CORP | 0.02% | 0.14% | 0.02% |
| 8 | SALESFORCE INC | 0.02% | 0.21% | 0.02% |
| 9 | ANHEUSER-BUSCH CO/INBEV | 0.02% | 0.27% | 0.02% |
| 10 | BANK OF AMERICA CORP | 0.02% | 0.27% | 0.02% |
| 11 | PFIZER INVESTMENT ENTER | 0.01% | 0.27% | 0.01% |
| 12 | JPMORGAN CHASE & CO | 0.01% | 0.24% | 0.01% |
Only in SCHZ
10,158 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
- United States Treasury 0.36%
Only in VCIT
134 total- State Street Corp 0.07%
- QUALCOMM Inc 0.06%
- Otis Worldwide Corp 0.06%
- Bank of New York Mellon Corp/The 0.06%
- Nucor Corp 0.06%
- Hyatt Hotels Corp 0.06%
- QUALCOMM Inc 0.06%
- Host Hotels & Resorts LP 0.06%
- Public Service Electric and Gas Co 0.05%
- EIDP Inc 0.05%
Related comparisons
More comparisons with SCHZ
- SCHZ vs SCHI · Schwab 5-10 Year Corporate Bond ETF 6.7%
- SCHZ vs IGIB · iShares 5-10 Year Investment Grade Corporate Bond ETF 6.6%
- SCHZ vs JCPB · JPMorgan Core Plus Bond ETF 6.2%
- SCHZ vs CORP · PIMCO Investment Grade Corporate Bond Index Exchange-Traded Fund 5.3%
- SCHZ vs TLT · iShares 20+ Year Treasury Bond ETF 5.2%
- SCHZ vs IEF · iShares 7-10 Year Treasury Bond ETF 4.9%
More comparisons with VCIT
- VCIT vs AGG · iShares Core U.S. Aggregate Bond ETF 6.5%
- VCIT vs VCSH · Vanguard Short-Term Corporate Bond Index Fund ETF Shares 1.0%
- VCIT vs IGSB · iShares 1-5 Year Investment Grade Corporate Bond ETF 0.4%
- VCIT vs SPLB · State Street SPDR Portfolio Long Term Corporate Bond ETF 0.4%
- VCIT vs VCLT · Vanguard Long-Term Corporate Bond Index Fund ETF Shares 0.2%
- VCIT vs GOVT · iShares U.S. Treasury Bond ETF 0.2%
Percentages are holdings overlap with the named fund.
Open SCHZ or VCIT at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.