ETF comparison
SPY vs VFLO
US Large Cap vs Quality Factor.
State Street SPDR S&P 500 ETF Trust · Victoryshares Free Cash Flow ETF
Holdings overlap
40 positions appear in both funds. Buying equal dollars of SPY and VFLO would leave roughly 4.4% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SPY is 30 bps cheaper than VFLO. On a $100,000 position that's about $296/yr more in fees for VFLO.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SPY vs VFLO.
Top shared holdings
40 shared in total| # | Holding | In SPY | In VFLO | Overlap |
|---|---|---|---|---|
| 1 | MERCK + CO. INC. | 0.53% | 2.98% | 0.53% |
| 2 | SANDISK CORP | 0.38% | 3.03% | 0.38% |
| 3 | SALESFORCE INC | 0.29% | 2.90% | 0.29% |
| 4 | CONOCOPHILLIPS | 0.23% | 2.11% | 0.23% |
| 5 | UBER TECHNOLOGIES INC | 0.21% | 2.67% | 0.21% |
| 6 | NEWMONT CORP | 0.18% | 3.01% | 0.18% |
| 7 | ACCENTURE PLC CL A | 0.18% | 2.73% | 0.18% |
| 8 | BOOKING HOLDINGS INC | 0.18% | 2.73% | 0.18% |
| 9 | MARATHON PETROLEUM CORP | 0.18% | 1.96% | 0.18% |
| 10 | PHILLIPS 66 | 0.16% | 1.55% | 0.16% |
| 11 | AUTOMATIC DATA PROCESSING | 0.15% | 1.53% | 0.15% |
| 12 | ADOBE INC | 0.14% | 3.37% | 0.14% |
Only in SPY
465 total- NVIDIA CORP 8.50%
- APPLE INC 7.32%
- MICROSOFT CORP 5.77%
- AMAZON.COM INC 3.71%
- ALPHABET INC CL A 3.03%
- BROADCOM INC 2.54%
- ALPHABET INC CL C 2.43%
- META PLATFORMS INC CLASS A 2.41%
- MICRON TECHNOLOGY INC 1.82%
- TESLA INC 1.57%
Only in VFLO
10 total- COEUR MINING, INC. 3.02%
- EXXON MOBIL CORPORATION 2.76%
- TENET HEALTHCARE CORPORATION 2.37%
- PERMIAN RESOURCES CORPORATION 2.11%
- ROYALTY PHARMA PLC 1.76%
- TOLL BROTHERS, INC. 1.57%
- JAZZ PHARMACEUTICALS PUBLIC LIMITED COMPANY 1.46%
- ZOOM COMMUNICATIONS, INC. 1.45%
- ATLASSIAN CORPORATION 1.10%
- NEUROCRINE BIOSCIENCES, INC. 1.04%
Related comparisons
More comparisons with SPY
- SPY vs IWP · iShares Russell Mid-Cap Growth ETF 4.4%
- SPY vs AVMV · Avantis U.S. Mid Cap Value ETF 4.1%
- SPY vs SPHD · Invesco S&P 500 High Dividend Low Volatility ETF 3.7%
- SPY vs VB · Vanguard Morningstar Small-Cap ETF 3.0%
- SPY vs VBR · Vanguard Morningstar Small-Cap Value ETF 2.6%
- SPY vs PEY · Invesco High Yield Equity Dividend Achievers ETF 2.4%
More comparisons with VFLO
- VFLO vs VIG · Vanguard Dividend Appreciation Index Fund ETF Shares 3.8%
- VFLO vs VB · Vanguard Morningstar Small-Cap ETF 3.3%
- VFLO vs IWF · iShares Russell 1000 Growth ETF 2.7%
- VFLO vs IJH · iShares Core S&P Mid-Cap ETF 2.6%
- VFLO vs VUG · Vanguard Morningstar Growth ETF 2.4%
- VFLO vs IJR · iShares Core S&P Small-Cap ETF 0.0%
Percentages are holdings overlap with the named fund.
Open SPY or VFLO at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.