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ETF comparison

STIP vs TLT

TIPS vs US Treasury (Long).

iShares 0-5 Year TIPS Bond ETF · iShares 20+ Year Treasury Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
1.1 %

1 positions appear in both funds. Buying equal dollars of STIP and TLT would leave roughly 1.1% of each dollar exposed to the same underlying securities.

STIP only 98.7% Shared 1.1% TLT only 98.2%
In STIP only
25 positions
Shared
1 positions
In TLT only
45 positions

Side by side

STIP

iShares 0-5 Year TIPS Bond ETF

iShares · TIPS

80 composite / 100
Expense ratio
0.030%
Net assets
$15.88B
TTM yield
4.91%
Top-10 conc.
50.4%
TLT

iShares 20+ Year Treasury Bond ETF

iShares · US Treasury (Long)

78 composite / 100
Expense ratio
0.15%
Net assets
$41.10B
TTM yield
4.63%
Top-10 conc.
43.5%

Sub-score comparison

97
Cost
85
48
Tax efficiency
56
100
Liquidity
100
42
Concentration
52
—
Tracking quality
—
STIP sub-score TLT

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

STIP is 12 bps cheaper than TLT. On a $100,000 position that's about $120/yr more in fees for TLT.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with STIP vs TLT.

Top shared holdings

1 shared in total
# Holding In STIP In TLT Overlap
1 BlackRock Funds III 3.67% 1.15% 1.15%

Only in STIP

25 total
  • United States of America 5.50%
  • United States of America 5.47%
  • United States of America 5.30%
  • United States of America 5.10%
  • United States of America 5.08%
  • United States of America 4.90%
  • United States of America 4.79%
  • United States of America 4.78%
  • United States of America 4.75%
  • United States of America 4.68%

Only in TLT

45 total
  • United States of America 4.84%
  • United States of America 4.75%
  • United States of America 4.58%
  • United States of America 4.50%
  • United States of America 4.46%
  • United States of America 4.40%
  • United States of America 4.25%
  • United States of America 4.03%
  • United States of America 3.86%
  • United States of America 3.80%

Open STIP or TLT at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.