Skip to main content

ETF comparison

TLT vs VCRB

US Treasury (Long) vs US Aggregate Bond.

iShares 20+ Year Treasury Bond ETF · Vanguard Core Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
4.0 %

41 positions appear in both funds. Buying equal dollars of TLT and VCRB would leave roughly 4.0% of each dollar exposed to the same underlying securities.

TLT unmatched 94.2% Shared 4.0% VCRB unmatched 99.8%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In TLT only
5 positions
Shared
41 positions
In VCRB only
3,373 positions

Side by side

TLT

iShares 20+ Year Treasury Bond ETF

iShares · US Treasury (Long)

83 composite / 100
Expense ratio
0.15%
Net assets
$46.23B
TTM yield
4.78%
Top-10 conc.
41.9%
VCRB

Vanguard Core Bond ETF

Vanguard · US Aggregate Bond

85 composite / 100
Expense ratio
0.10%
Net assets
$7.56B
TTM yield
4.80%
Top-10 conc.
8.7%

Sub-score comparison

85
Cost
90
56
Tax efficiency
51
100
Liquidity
95
N/A
Concentration
100
—
Tracking quality
—
TLT sub-score VCRB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

VCRB is 5 bps cheaper than TLT. On a $100,000 position that's about $50/yr more in fees for TLT.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with TLT vs VCRB.

Top shared holdings

41 shared in total
# Holding In TLT In VCRB Overlap
1 United States of America 2.73% 0.24% 0.24%
2 United States of America 4.50% 0.18% 0.18%
3 United States of America 4.58% 0.16% 0.16%
4 United States of America 4.40% 0.16% 0.16%
5 United States of America 4.46% 0.16% 0.16%
6 United States of America 1.01% 0.15% 0.15%
7 United States of America 3.80% 0.14% 0.14%
8 United States of America 2.97% 0.14% 0.14%
9 United States of America 3.94% 0.14% 0.14%
10 United States of America 1.33% 0.14% 0.14%
11 United States of America 2.90% 0.14% 0.14%
12 United States of America 3.46% 0.14% 0.14%

Only in TLT

5 total
  • United States of America 3.95%
  • United States of America 0.90%
  • United States of America 0.54%
  • United States of America 0.39%
  • United States of America 0.00%

Only in VCRB

3,373 total
  • Fannie Mae or Freddie Mac 2.33%
  • United States Treasury Note/Bond 1.02%
  • NVIDIA Corp 0.97%
  • NVIDIA Corp 0.75%
  • Fannie Mae or Freddie Mac 0.68%
  • United States Treasury Note/Bond 0.65%
  • Kreditanstalt fuer Wiederaufbau 0.60%
  • Fannie Mae REMICS 0.59%
  • OBX 2026-INV2 Trust 0.57%
  • Ginnie Mae II Pool 0.56%

Percentages are holdings overlap with the named fund.

Open TLT or VCRB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.