ETF comparison
TLT vs VTI
US Treasury (Long) vs US Total Market.
iShares 20+ Year Treasury Bond ETF · Vanguard Morningstar Total Stock Market ETF
Holdings overlap
0 positions appear in both funds. Buying equal dollars of TLT and VTI would leave roughly 0.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VTI is 12 bps cheaper than TLT. On a $100,000 position that's about $120/yr more in fees for TLT.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with TLT vs VTI.
Top shared holdings
0 shared in totalNo shared holdings between these funds.
Only in TLT
46 total- United States of America 4.58%
- United States of America 4.50%
- United States of America 4.46%
- United States of America 4.40%
- United States of America 4.15%
- United States of America 4.04%
- United States of America 4.03%
- United States of America 3.95%
- United States of America 3.94%
- United States of America 3.86%
Only in VTI
3,504 total- NVIDIA Corp 6.36%
- Apple Inc 5.87%
- Microsoft Corp 3.83%
- Amazon.com Inc 3.19%
- Alphabet Inc 2.90%
- Broadcom Inc 2.47%
- Alphabet Inc 2.28%
- Micron Technology Inc 1.80%
- Meta Platforms Inc 1.71%
- Tesla Inc 1.64%
Related comparisons
More comparisons with TLT
- TLT vs VTIP · Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 0.0%
- TLT vs VUSB · Vanguard Ultra-Short Bond ETF 0.0%
- TLT vs ZROZ · PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund 0.0%
- TLT vs SPTL · State Street SPDR Portfolio Long Term Treasury ETF 51.6%
- TLT vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 51.3%
- TLT vs BLV · Vanguard Long-Term Bond Index Fund ETF Shares 28.3%
More comparisons with VTI
- VTI vs VWO · Vanguard FTSE Emerging Markets Index Fund ETF Shares 0.0%
- VTI vs VYMI · Vanguard International High Dividend Yield Index Fund ETF Shares 0.0%
- VTI vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 98.1%
- VTI vs IWV · iShares Russell 3000 ETF 97.9%
- VTI vs SPTM · State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF 94.9%
- VTI vs IWB · iShares Russell 1000 ETF 94.8%
Percentages are holdings overlap with the named fund.
Open TLT or VTI at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.