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ETF comparison

TLTvsVTI

US Treasury (Long) vs US Total Market.

iShares 20+ Year Treasury Bond ETF · Vanguard Morningstar Total Stock Market ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.0%

0 positions appear in both funds. Buying equal dollars of TLT and VTI would leave roughly0.0%of each dollar exposed to the same underlying securities.

TLT only 99.3%Shared 0.0%VTI only 99.8%
In TLT only
47 positions
Shared
0 positions
In VTI only
3,504 positions

Side by side

TLT

iShares 20+ Year Treasury Bond ETF

iShares · US Treasury (Long)

78composite / 100
Expense ratio
0.15%
Net assets
$47.05B
TTM yield
4.82%
Top-10 conc.
41.9%
VTI

Vanguard Morningstar Total Stock Market ETF

Vanguard · US Total Market

92composite / 100
Expense ratio
0.030%
Net assets
$2.34T
TTM yield
1.04%
Top-10 conc.
32.0%

Sub-score comparison

85
Cost
97
56
Tax efficiency
88
100
Liquidity
100
54
Concentration
69
—
Tracking quality
—
TLTsub-scoreVTI

Tracking quality isn't part of the composite — seewhat we don't scorefor why.

Cost difference

VTI is 12 bps cheaper than TLT. On a $100,000 position that's about $120/yr more in fees for TLT.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with TLT vs VTI.

Top shared holdings

0 shared in total

No shared holdings between these funds.

Only in TLT

47 total
  • United States of America4.58%
  • United States of America4.50%
  • United States of America4.46%
  • United States of America4.40%
  • United States of America4.15%
  • United States of America4.04%
  • United States of America4.03%
  • United States of America3.95%
  • United States of America3.94%
  • United States of America3.86%

Only in VTI

3,504 total
  • NVIDIA Corp6.36%
  • Apple Inc5.87%
  • Microsoft Corp3.83%
  • Amazon.com Inc3.19%
  • Alphabet Inc2.90%
  • Broadcom Inc2.47%
  • Alphabet Inc2.28%
  • Micron Technology Inc1.80%
  • Meta Platforms Inc1.71%
  • Tesla Inc1.64%

Open TLT or VTI at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.