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ETF comparison

AGG vs TLT

US Aggregate Bond vs US Treasury (Long).

iShares Core U.S. Aggregate Bond ETF · iShares 20+ Year Treasury Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
5.1 %

45 positions appear in both funds. Buying equal dollars of AGG and TLT would leave roughly 5.1% of each dollar exposed to the same underlying securities.

AGG unmatched 93.4% Shared 5.1% TLT unmatched 93.2%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In AGG only
13,221 positions
Shared
45 positions
In TLT only
1 positions

Side by side

AGG

iShares Core U.S. Aggregate Bond ETF

iShares · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$135.65B
TTM yield
4.13%
Top-10 conc.
4.0%
TLT

iShares 20+ Year Treasury Bond ETF

iShares · US Treasury (Long)

83 composite / 100
Expense ratio
0.15%
Net assets
$46.23B
TTM yield
4.78%
Top-10 conc.
41.9%

Sub-score comparison

97
Cost
85
52
Tax efficiency
56
100
Liquidity
100
100
Concentration
N/A
—
Tracking quality
—
AGG sub-score TLT

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

AGG is 12 bps cheaper than TLT. On a $100,000 position that's about $120/yr more in fees for TLT.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with AGG vs TLT.

Top shared holdings

45 shared in total
# Holding In AGG In TLT Overlap
1 United States Treasury 0.21% 4.50% 0.21%
2 United States Treasury 0.21% 2.90% 0.21%
3 United States Treasury 0.21% 4.46% 0.21%
4 United States Treasury 0.21% 4.40% 0.21%
5 United States Treasury 0.21% 3.80% 0.21%
6 United States Treasury 0.20% 3.46% 0.20%
7 United States Treasury 0.20% 3.94% 0.20%
8 United States Treasury 0.20% 4.03% 0.20%
9 United States Treasury 0.18% 4.58% 0.18%
10 United States Treasury 0.18% 3.62% 0.18%
11 United States Treasury 0.18% 2.54% 0.18%
12 United States Treasury 0.17% 1.01% 0.17%

Only in AGG

13,221 total
  • United States Treasury 0.42%
  • United States Treasury 0.41%
  • United States Treasury 0.41%
  • United States Treasury 0.40%
  • United States Treasury 0.40%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.38%

Only in TLT

1 total
  • United States of America 0.54%

Percentages are holdings overlap with the named fund.

Open AGG or TLT at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.