ETF comparison

BILvsTBIL

Both US Treasury (Short).

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · F/m US Treasury 3 Month Bill Fund - ETF Class Shares

Holdings overlap

Weighted by ISIN/CUSIP
7.2%

1 positions appear in both funds. Buying equal dollars of BIL and TBIL would leave roughly7.2%of each dollar exposed to the same underlying securities.

BIL only 92.5%Shared 7.2%TBIL only 92.8%
In BIL only
22 positions
Shared
1 positions
In TBIL only
0 positions

Side by side

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF

State Street · US Treasury (Short)

72composite / 100
Expense ratio
0.14%
Net assets
$46.75B
TTM yield
3.72%
Top-10 conc.
74.4%
TBIL

F/m US Treasury 3 Month Bill Fund - ETF Class Shares

F/m Investments · US Treasury (Short)

69composite / 100
Expense ratio
0.15%
Net assets
$7.19B
TTM yield
3.65%
Top-10 conc.
100.0%

Sub-score comparison

86
Cost
85
58
Tax efficiency
58
100
Liquidity
94
8
Concentration
0
Tracking quality
BILsub-scoreTBIL

Tracking quality isn't part of the composite — seewhat we don't scorefor why.

Cost difference

BIL is 2 bps cheaper than TBIL. On a $100,000 position that's about $15/yr more in fees for TBIL.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with BIL vs TBIL.

Top shared holdings

1 shared in total
#HoldingIn BILIn TBILOverlap
1United States Treasury7.22%100.01%7.22%

Only in BIL

22 total
  • United States Treasury12.04%
  • United States Treasury9.04%
  • United States Treasury7.03%
  • United States Treasury6.98%
  • United States Treasury6.97%
  • United States Treasury6.85%
  • United States Treasury6.49%
  • United States Treasury6.00%
  • United States Treasury5.82%
  • United States Treasury5.57%

Only in TBIL

0 total

Every TBIL position is also held by BIL.

Open BIL or TBIL at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.