ETF comparison
BND vs SCHO
US Aggregate Bond vs US Treasury (Short).
Vanguard Total Bond Market Index Fund ETF Shares · Schwab Short-Term U.S. Treasury ETF
Holdings overlap
94 positions appear in both funds. Buying equal dollars of BND and SCHO would leave roughly 17.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
Expense ratios are effectively identical (0.030% vs 0.030%).
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BND vs SCHO.
Top shared holdings
94 shared in total| # | Holding | In BND | In SCHO | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury Note/Bond | 0.47% | 2.18% | 0.47% |
| 2 | United States Treasury Note/Bond | 0.41% | 1.34% | 0.41% |
| 3 | United States Treasury Note/Bond | 0.33% | 1.36% | 0.33% |
| 4 | United States Treasury Note/Bond | 0.27% | 1.15% | 0.27% |
| 5 | United States Treasury Note/Bond | 0.25% | 1.16% | 0.25% |
| 6 | United States Treasury Note/Bond | 0.25% | 1.12% | 0.25% |
| 7 | United States Treasury Note/Bond | 0.25% | 1.13% | 0.25% |
| 8 | United States Treasury Note/Bond | 0.24% | 1.39% | 0.24% |
| 9 | United States Treasury Note/Bond | 0.23% | 1.37% | 0.23% |
| 10 | United States Treasury Note/Bond | 0.23% | 1.32% | 0.23% |
| 11 | United States Treasury Note/Bond | 0.23% | 1.14% | 0.23% |
| 12 | United States Treasury Note/Bond | 0.23% | 0.80% | 0.23% |
Only in BND
17,302 total- United States Treasury Note/Bond 0.41%
- United States Treasury Note/Bond 0.41%
- United States Treasury Note/Bond 0.41%
- United States Treasury Note/Bond 0.41%
- United States Treasury Note/Bond 0.41%
- United States Treasury Note/Bond 0.40%
- United States Treasury Note/Bond 0.39%
- United States Treasury Note/Bond 0.39%
- United States Treasury Note/Bond 0.36%
- United States Treasury Note/Bond 0.36%
Only in SCHO
2 total- United States Treasury 1.12%
- United States Treasury 0.16%
Related comparisons
More comparisons with BND
- BND vs SPTS · State Street SPDR Portfolio Short Term Treasury ETF 17.1%
- BND vs VCRB · Vanguard Core Bond ETF 16.9%
- BND vs DFCF · Dimensional Core Fixed Income ETF 16.6%
- BND vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 16.1%
- BND vs SHY · iShares 1-3 Year Treasury Bond ETF 15.9%
- BND vs VMBS · Vanguard Mortgage-Backed Securities Index Fund ETF Shares 15.5%
More comparisons with SCHO
- SCHO vs SCHZ · Schwab U.S. Aggregate Bond ETF 16.3%
- SCHO vs AGG · iShares Core U.S. Aggregate Bond ETF 15.4%
- SCHO vs BIL · State Street SPDR Bloomberg 1-3 Month T-Bill ETF 0.0%
- SCHO vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
- SCHO vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 0.0%
- SCHO vs SCHP · Schwab U.S. TIPS ETF 0.0%
Percentages are holdings overlap with the named fund.
Open BND or SCHO at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.