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ETF comparison

BSV vs SCHZ

Both US Aggregate Bond.

Vanguard Short-Term Bond Index Fund ETF Shares · Schwab U.S. Aggregate Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
34.9 %

2,992 positions appear in both funds. Buying equal dollars of BSV and SCHZ would leave roughly 34.9% of each dollar exposed to the same underlying securities.

BSV unmatched 63.8% Shared 34.9% SCHZ unmatched 63.9%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In BSV only
193 positions
Shared
2,992 positions
In SCHZ only
9,334 positions

Side by side

BSV

Vanguard Short-Term Bond Index Fund ETF Shares

Vanguard · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$69.54B
whole fund, 5 share classes
TTM yield
4.10%
Top-10 conc.
8.4%
SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.45B
TTM yield
4.30%
Top-10 conc.
3.7%

Sub-score comparison

97
Cost
97
52
Tax efficiency
52
100
Liquidity
100
100
Concentration
100
—
Tracking quality
—
BSV sub-score SCHZ

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BSV vs SCHZ.

Top shared holdings

2,992 shared in total
# Holding In BSV In SCHZ Overlap
1 United States Treasury Note/Bond 1.12% 0.35% 0.35%
2 United States Treasury Note/Bond 0.70% 0.32% 0.32%
3 United States Treasury Note/Bond 0.88% 0.32% 0.32%
4 United States Treasury Note/Bond 0.77% 0.30% 0.30%
5 United States Treasury Note/Bond 0.79% 0.30% 0.30%
6 United States Treasury Note/Bond 0.89% 0.30% 0.30%
7 United States Treasury Note/Bond 0.78% 0.29% 0.29%
8 United States Treasury Note/Bond 0.67% 0.28% 0.28%
9 United States Treasury Note/Bond 0.75% 0.28% 0.28%
10 United States Treasury Note/Bond 0.45% 0.25% 0.25%
11 United States Treasury Note/Bond 0.75% 0.24% 0.24%
12 United States Treasury Note/Bond 0.70% 0.24% 0.24%

Only in BSV

193 total
  • United States Treasury Note/Bond 0.26%
  • Smurfit Kappa Treasury ULC 0.04%
  • Comcast Corp 0.04%
  • NVIDIA Corp 0.03%
  • Space Exploration Technologies Corp 0.03%
  • Federal Home Loan Banks 0.03%
  • NVIDIA Corp 0.03%
  • NVIDIA Corp 0.03%
  • Citibank NA 0.02%
  • Synchrony Bank 0.02%

Only in SCHZ

9,334 total
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.39%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Percentages are holdings overlap with the named fund.

Open BSV or SCHZ at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.