ETF comparison
GOVT vs SCHZ
US Treasury (Intermediate) vs US Aggregate Bond.
iShares U.S. Treasury Bond ETF · Schwab U.S. Aggregate Bond ETF
Holdings overlap
208 positions appear in both funds. Buying equal dollars of GOVT and SCHZ would leave roughly 31.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 2 bps cheaper than GOVT. On a $100,000 position that's about $20/yr more in fees for GOVT.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with GOVT vs SCHZ.
Top shared holdings
208 shared in total| # | Holding | In GOVT | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | United States of America | 0.73% | 0.39% | 0.39% |
| 2 | United States of America | 0.44% | 0.39% | 0.39% |
| 3 | United States of America | 0.80% | 0.39% | 0.39% |
| 4 | United States of America | 0.77% | 0.37% | 0.37% |
| 5 | United States of America | 0.62% | 0.37% | 0.37% |
| 6 | United States of America | 0.83% | 0.37% | 0.37% |
| 7 | United States of America | 0.92% | 0.36% | 0.36% |
| 8 | United States of America | 0.61% | 0.36% | 0.36% |
| 9 | United States of America | 0.99% | 0.36% | 0.36% |
| 10 | United States of America | 0.82% | 0.36% | 0.36% |
| 11 | United States of America | 0.63% | 0.35% | 0.35% |
| 12 | United States of America | 0.48% | 0.33% | 0.33% |
Only in GOVT
6 total- United States of America 0.46%
- United States of America 0.27%
- United States of America 0.25%
- United States of America 0.06%
- United States of America 0.05%
- United States of America 0.04%
Only in SCHZ
12,118 total- United States Treasury 0.28%
- UMBS, TBA 0.26%
- United States Treasury 0.23%
- United States Treasury 0.23%
- United States Treasury 0.22%
- United States Treasury 0.21%
- United States Treasury 0.21%
- United States Treasury 0.21%
- United States Treasury 0.21%
- United States Treasury 0.21%
Related comparisons
More comparisons with GOVT
- GOVT vs AGG · iShares Core U.S. Aggregate Bond ETF 30.8%
- GOVT vs EAGG · iShares ESG U.S. Aggregate Bond ETF 30.2%
- GOVT vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 29.7%
- GOVT vs SPTS · State Street SPDR Portfolio Short Term Treasury ETF 26.8%
- GOVT vs IUSB · iShares Core Universal USD Bond ETF 26.7%
- GOVT vs SCHO · Schwab Short-Term U.S. Treasury ETF 26.1%
More comparisons with SCHZ
- SCHZ vs AGGY · WisdomTree Yield Enhanced U.S. Aggregate Bond Fund 23.7%
- SCHZ vs USIG · iShares Broad USD Investment Grade Corporate Bond ETF 23.3%
- SCHZ vs VGIT · Vanguard Intermediate-Term Treasury Index Fund ETF Shares 19.8%
- SCHZ vs SCHR · Schwab Intermediate-Term U.S. Treasury ETF 19.6%
- SCHZ vs SPTI · State Street SPDR Portfolio Intermediate Term Treasury ETF 19.6%
- SCHZ vs BLV · Vanguard Long-Term Bond Index Fund ETF Shares 17.2%
Percentages are holdings overlap with the named fund.
Open GOVT or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.