ETF comparison
GOVTvsSCHO
US Treasury (Intermediate) vs US Treasury (Short).
iShares U.S. Treasury Bond ETF · Schwab Short-Term U.S. Treasury ETF
Holdings overlap
53 positions appear in both funds. Buying equal dollars of GOVT and SCHO would leave roughly25.6%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
SCHO is 2 bps cheaper than GOVT. On a $100,000 position that's about $20/yr more in fees for GOVT.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with GOVT vs SCHO.
Top shared holdings
53 shared in total| # | Holding | In GOVT | In SCHO | Overlap |
|---|---|---|---|---|
| 1 | United States of America | 1.59% | 1.20% | 1.20% |
| 2 | United States of America | 2.60% | 1.15% | 1.15% |
| 3 | United States of America | 2.06% | 1.15% | 1.15% |
| 4 | United States of America | 2.92% | 1.12% | 1.12% |
| 5 | United States of America | 0.97% | 1.03% | 0.97% |
| 6 | United States of America | 0.95% | 1.12% | 0.95% |
| 7 | United States of America | 1.07% | 0.92% | 0.92% |
| 8 | United States of America | 0.92% | 1.35% | 0.92% |
| 9 | United States of America | 0.88% | 1.05% | 0.88% |
| 10 | United States of America | 1.34% | 0.84% | 0.84% |
| 11 | United States of America | 0.97% | 0.83% | 0.83% |
| 12 | United States of America | 0.82% | 1.05% | 0.82% |
Only in GOVT
171 total- United States of America5.25%
- United States of America1.55%
- United States of America1.51%
- United States of America1.49%
- United States of America1.39%
- United States of America1.01%
- United States of America0.99%
- United States of America0.94%
- United States of America0.93%
- United States of America0.90%
Only in SCHO
44 total- United States Treasury1.39%
- United States Treasury1.36%
- United States Treasury1.35%
- United States Treasury1.26%
- United States Treasury1.19%
- United States Treasury1.16%
- United States Treasury1.15%
- United States Treasury1.14%
- United States Treasury1.14%
- United States Treasury1.14%
Open GOVT or SCHO at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.