ETF comparison
GOVT vs SCHO
US Treasury (Intermediate) vs US Treasury (Short).
iShares U.S. Treasury Bond ETF · Schwab Short-Term U.S. Treasury ETF
Holdings overlap
55 positions appear in both funds. Buying equal dollars of GOVT and SCHO would leave roughly 26.1% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHO is 2 bps cheaper than GOVT. On a $100,000 position that's about $20/yr more in fees for GOVT.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with GOVT vs SCHO.
Top shared holdings
55 shared in total| # | Holding | In GOVT | In SCHO | Overlap |
|---|---|---|---|---|
| 1 | United States of America | 1.20% | 1.36% | 1.20% |
| 2 | United States of America | 1.62% | 1.20% | 1.20% |
| 3 | United States of America | 2.63% | 1.15% | 1.15% |
| 4 | United States of America | 2.08% | 1.15% | 1.15% |
| 5 | United States of America | 2.95% | 1.12% | 1.12% |
| 6 | United States of America | 0.99% | 1.03% | 0.99% |
| 7 | United States of America | 0.98% | 1.35% | 0.98% |
| 8 | United States of America | 0.96% | 1.12% | 0.96% |
| 9 | United States of America | 0.93% | 1.35% | 0.93% |
| 10 | United States of America | 1.08% | 0.92% | 0.92% |
| 11 | United States of America | 0.90% | 1.05% | 0.90% |
| 12 | United States of America | 1.36% | 0.84% | 0.84% |
Only in GOVT
159 total- United States of America 5.28%
- United States of America 1.48%
- United States of America 1.46%
- United States of America 1.46%
- United States of America 1.37%
- United States of America 1.01%
- United States of America 0.99%
- United States of America 0.94%
- United States of America 0.92%
- United States of America 0.84%
Only in SCHO
41 total- United States Treasury 1.39%
- United States Treasury 1.26%
- United States Treasury 1.19%
- United States Treasury 1.16%
- United States Treasury 1.15%
- United States Treasury 1.15%
- United States Treasury 1.14%
- United States Treasury 1.14%
- United States Treasury 1.14%
- United States Treasury 1.14%
Related comparisons
More comparisons with GOVT
- GOVT vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 23.4%
- GOVT vs SHY · iShares 1-3 Year Treasury Bond ETF 22.9%
- GOVT vs BIV · Vanguard Intermediate-Term Bond Index Fund ETF Shares 19.0%
- GOVT vs FBND · Fidelity Total Bond ETF 17.5%
- GOVT vs SPTL · State Street SPDR Portfolio Long Term Treasury ETF 16.7%
- GOVT vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 16.5%
More comparisons with SCHO
- SCHO vs BND · Vanguard Total Bond Market Index Fund ETF Shares 17.2%
- SCHO vs SCHZ · Schwab U.S. Aggregate Bond ETF 16.3%
- SCHO vs AGG · iShares Core U.S. Aggregate Bond ETF 15.4%
- SCHO vs BIL · State Street SPDR Bloomberg 1-3 Month T-Bill ETF 0.0%
- SCHO vs BNDX · Vanguard Total International Bond Index Fund ETF Shares 0.0%
- SCHO vs GBIL · Goldman Sachs Access Treasury 0-1 Year ETF 0.0%
Percentages are holdings overlap with the named fund.
Open GOVT or SCHO at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.