ETF comparison
BIV vs GOVT
US Aggregate Bond vs US Treasury (Intermediate).
Vanguard Intermediate-Term Bond Index Fund ETF Shares · iShares U.S. Treasury Bond ETF
Holdings overlap
39 positions appear in both funds. Buying equal dollars of BIV and GOVT would leave roughly 19.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
BIV is 2 bps cheaper than GOVT. On a $100,000 position that's about $20/yr more in fees for GOVT.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs GOVT.
Top shared holdings
39 shared in total| # | Holding | In BIV | In GOVT | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury Note/Bond | 1.70% | 5.28% | 1.70% |
| 2 | United States Treasury Note/Bond | 2.14% | 0.99% | 0.99% |
| 3 | United States Treasury Note/Bond | 2.02% | 0.92% | 0.92% |
| 4 | United States Treasury Note/Bond | 1.65% | 0.84% | 0.84% |
| 5 | United States Treasury Note/Bond | 2.13% | 0.83% | 0.83% |
| 6 | United States Treasury Note/Bond | 2.10% | 0.82% | 0.82% |
| 7 | United States Treasury Note/Bond | 1.60% | 0.82% | 0.82% |
| 8 | United States Treasury Note/Bond | 2.04% | 0.80% | 0.80% |
| 9 | United States Treasury Note/Bond | 2.08% | 0.77% | 0.77% |
| 10 | United States Treasury Note/Bond | 1.63% | 0.76% | 0.76% |
| 11 | United States Treasury Note/Bond | 2.14% | 0.73% | 0.73% |
| 12 | United States Treasury Note/Bond | 1.70% | 0.64% | 0.64% |
Only in BIV
2,316 total- United States Treasury Note/Bond 1.08%
- United States Treasury Note/Bond 0.98%
- United States Treasury Note/Bond 0.83%
- United States Treasury Note/Bond 0.80%
- United States Treasury Note/Bond 0.79%
- United States Treasury Note/Bond 0.71%
- United States Treasury Note/Bond 0.53%
- Morgan Stanley 0.15%
- Amazon.com Inc 0.13%
- Morgan Stanley 0.13%
Only in GOVT
175 total- United States of America 2.95%
- United States of America 2.63%
- United States of America 2.08%
- United States of America 1.62%
- United States of America 1.48%
- United States of America 1.46%
- United States of America 1.46%
- United States of America 1.38%
- United States of America 1.37%
- United States of America 1.36%
Related comparisons
More comparisons with BIV
- BIV vs BND · Vanguard Total Bond Market Index Fund ETF Shares 18.4%
- BIV vs SCHZ · Schwab U.S. Aggregate Bond ETF 17.0%
- BIV vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 16.8%
- BIV vs AGG · iShares Core U.S. Aggregate Bond ETF 16.7%
- BIV vs IUSB · iShares Core Universal USD Bond ETF 15.4%
- BIV vs EAGG · iShares ESG U.S. Aggregate Bond ETF 15.4%
More comparisons with GOVT
- GOVT vs FBND · Fidelity Total Bond ETF 17.5%
- GOVT vs SPTL · State Street SPDR Portfolio Long Term Treasury ETF 16.7%
- GOVT vs VGLT · Vanguard Long-Term Treasury Index Fund ETF Shares 16.5%
- GOVT vs DFCF · Dimensional Core Fixed Income ETF 16.2%
- GOVT vs AGGY · WisdomTree Yield Enhanced U.S. Aggregate Bond Fund 15.3%
- GOVT vs BLV · Vanguard Long-Term Bond Index Fund ETF Shares 14.8%
Percentages are holdings overlap with the named fund.
Open BIV or GOVT at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.