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ETF comparison

BIV vs BND

Both US Aggregate Bond.

Vanguard Intermediate-Term Bond Index Fund · Vanguard Total Bond Market Index Fund

Holdings overlap

Weighted by ISIN/CUSIP
18.8 %

2,095 positions appear in both funds. Buying equal dollars of BIV and BND would leave roughly 18.8% of each dollar exposed to the same underlying securities.

BIV only 80.0% Shared 18.8% BND only 79.9%
In BIV only
245 positions
Shared
2,095 positions
In BND only
15,265 positions

Side by side

BIV

Vanguard Intermediate-Term Bond Index Fund

Vanguard · US Aggregate Bond

87 composite / 100
Expense ratio
0.030%
Net assets
$52.51B
TTM yield
4.25%
Top-10 conc.
21.0%
BND

Vanguard Total Bond Market Index Fund

Vanguard · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$397.86B
TTM yield
3.99%
Top-10 conc.
4.8%

Sub-score comparison

97
Cost
97
52
Tax efficiency
53
100
Liquidity
100
84
Concentration
100
—
Tracking quality
—
BIV sub-score BND

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

Expense ratios are effectively identical (0.030% vs 0.030%).

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs BND.

Top shared holdings

2,095 shared in total
# Holding In BIV In BND Overlap
1 United States Treasury Note/Bond 2.18% 0.42% 0.42%
2 United States Treasury Note/Bond 2.03% 0.42% 0.42%
3 United States Treasury Note/Bond 2.06% 0.41% 0.41%
4 United States Treasury Note/Bond 2.06% 0.41% 0.41%
5 United States Treasury Note/Bond 2.29% 0.40% 0.40%
6 United States Treasury Note/Bond 2.19% 0.39% 0.39%
7 United States Treasury Note/Bond 1.99% 0.39% 0.39%
8 United States Treasury Note/Bond 2.02% 0.36% 0.36%
9 United States Treasury Note/Bond 1.88% 0.36% 0.36%
10 United States Treasury Note/Bond 1.68% 0.36% 0.36%
11 United States Treasury Note/Bond 1.64% 0.35% 0.35%
12 United States Treasury Note/Bond 1.75% 0.35% 0.35%

Only in BIV

245 total
  • United States Treasury Note/Bond 0.20%
  • Morgan Stanley 0.06%
  • JPMorgan Chase & Co 0.06%
  • Citigroup Inc 0.05%
  • MPLX LP 0.05%
  • Province of Quebec Canada 0.05%
  • Morgan Stanley 0.04%
  • PNC Financial Services Group Inc/The 0.04%
  • Comcast Corp 0.03%
  • Oracle Corp 0.03%

Only in BND

15,265 total
  • United States Treasury Note/Bond 0.48%
  • United States Treasury Note/Bond 0.42%
  • United States Treasury Note/Bond 0.35%
  • United States Treasury Note/Bond 0.32%
  • United States Treasury Note/Bond 0.32%
  • United States Treasury Note/Bond 0.31%
  • United States Treasury Note/Bond 0.31%
  • United States Treasury Note/Bond 0.29%
  • United States Treasury Note/Bond 0.27%
  • United States Treasury Note/Bond 0.27%

Open BIV or BND at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.