Skip to main content

ETF comparison

BIV vs IUSB

Both US Aggregate Bond.

Vanguard Intermediate-Term Bond Index Fund ETF Shares · iShares Core Universal USD Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
15.4 %

2,313 positions appear in both funds. Buying equal dollars of BIV and IUSB would leave roughly 15.4% of each dollar exposed to the same underlying securities.

BIV unmatched 83.5% Shared 15.4% IUSB unmatched 82.8%

Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.

In BIV only
42 positions
Shared
2,313 positions
In IUSB only
15,731 positions

Side by side

BIV

Vanguard Intermediate-Term Bond Index Fund ETF Shares

Vanguard · US Aggregate Bond

87 composite / 100
Expense ratio
0.030%
Net assets
$50.44B
whole fund, 5 share classes
TTM yield
4.46%
Top-10 conc.
20.9%
IUSB

iShares Core Universal USD Bond ETF

iShares · US Aggregate Bond

88 composite / 100
Expense ratio
0.060%
Net assets
$48.08B
TTM yield
4.34%
Top-10 conc.
3.5%

Sub-score comparison

97
Cost
94
52
Tax efficiency
52
100
Liquidity
100
84
Concentration
100
—
Tracking quality
—
BIV sub-score IUSB

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

BIV is 3 bps cheaper than IUSB. On a $100,000 position that's about $30/yr more in fees for IUSB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with BIV vs IUSB.

Top shared holdings

2,313 shared in total
# Holding In BIV In IUSB Overlap
1 United States Treasury Note/Bond 0.79% 0.37% 0.37%
2 United States Treasury Note/Bond 2.14% 0.36% 0.36%
3 United States Treasury Note/Bond 2.08% 0.35% 0.35%
4 United States Treasury Note/Bond 2.04% 0.34% 0.34%
5 United States Treasury Note/Bond 2.13% 0.34% 0.34%
6 United States Treasury Note/Bond 2.08% 0.34% 0.34%
7 United States Treasury Note/Bond 2.04% 0.33% 0.33%
8 United States Treasury Note/Bond 2.14% 0.33% 0.33%
9 United States Treasury Note/Bond 2.02% 0.33% 0.33%
10 United States Treasury Note/Bond 1.56% 0.33% 0.33%
11 United States Treasury Note/Bond 1.94% 0.32% 0.32%
12 United States Treasury Note/Bond 2.10% 0.29% 0.29%

Only in BIV

42 total
  • Corp Andina de Fomento 0.04%
  • Broadcom Inc 0.04%
  • European Investment Bank 0.04%
  • Japan Bank for International Cooperation 0.03%
  • Federal Home Loan Banks 0.03%
  • BlackRock Funding Inc 0.03%
  • BlackRock Funding Inc/DE 0.02%
  • Tennessee Valley Authority 0.02%
  • Nomura Holdings Inc 0.02%
  • BlackRock Funding Inc/DE 0.01%

Only in IUSB

15,731 total
  • Federal National Mortgage Association or Federal Home Loan Mortgage Corp. 0.41%
  • United States of America 0.37%
  • Federal National Mortgage Association or Federal Home Loan Mortgage Corp. 0.31%
  • United States of America 0.31%
  • Federal National Mortgage Association or Federal Home Loan Mortgage Corp. 0.30%
  • United States of America 0.30%
  • United States of America 0.30%
  • United States of America 0.29%
  • United States of America 0.29%
  • United States of America 0.29%

Percentages are holdings overlap with the named fund.

Open BIV or IUSB at a brokerage

Both funds trade commission-free at major US brokerages.

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.