ETF comparison
CMFvsSCMB
Both US Municipal Bond.
iShares California Muni Bond ETF · Schwab Municipal Bond ETF
Holdings overlap
470 positions appear in both funds. Buying equal dollars of CMF and SCMB would leave roughly6.9%of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — seewhat we don't scorefor why.
Cost difference
SCMB is 5 bps cheaper than CMF. On a $100,000 position that's about $50/yr more in fees for CMF.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open thecost calculator pre-filled with CMF vs SCMB.
Top shared holdings
470 shared in total| # | Holding | In CMF | In SCMB | Overlap |
|---|---|---|---|---|
| 1 | Los Angeles Unified School District | 0.13% | 0.14% | 0.13% |
| 2 | State of California | 0.12% | 0.17% | 0.12% |
| 3 | State of California | 0.12% | 0.12% | 0.12% |
| 4 | State of California | 0.26% | 0.10% | 0.10% |
| 5 | East Bay Municipal Utility District Water System | 0.13% | 0.09% | 0.09% |
| 6 | State of California | 0.14% | 0.09% | 0.09% |
| 7 | State of California | 0.14% | 0.09% | 0.09% |
| 8 | State of California | 0.08% | 0.13% | 0.08% |
| 9 | University of California | 0.16% | 0.08% | 0.08% |
| 10 | State of California | 0.07% | 0.09% | 0.07% |
| 11 | University of California | 0.08% | 0.07% | 0.07% |
| 12 | San Diego Public Facilities Financing Authority | 0.07% | 0.07% | 0.07% |
Only in CMF
1,153 total- University of California0.49%
- Bay Area Toll Authority0.46%
- Eastern Municipal Water District0.44%
- Bay Area Toll Authority0.37%
- Irvine Ranch Water District0.36%
- Anaheim Housing & Public Improvements Authority0.33%
- East Bay Municipal Utility District Water System Revenue0.33%
- San Mateo County Transit District Sales Tax0.32%
- Bay Area Toll Authority0.29%
- San Francisco City & County Public Utilities Commission Wastewater0.28%
Only in SCMB
6,375 total- Commonwealth of Massachusetts0.22%
- Gwinnett County School District0.22%
- Commonwealth of Pennsylvania0.21%
- City of New York NY0.20%
- State of California Department of Water Resources0.19%
- State of Washington0.17%
- New York City Municipal Water Finance Authority0.17%
- Northwest Independent School District0.16%
- Commonwealth of Massachusetts0.16%
- State of Washington0.15%
Open CMF or SCMB at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodologyand funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.