ETF comparison
COWZ vs SCHD
Quality Factor vs Dividend.
Pacer US Cash Cows 100 ETF · Schwab U.S. Dividend Equity ETF
Holdings overlap
15 positions appear in both funds. Buying equal dollars of COWZ and SCHD would leave roughly 19.9% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 43 bps cheaper than COWZ. On a $100,000 position that's about $430/yr more in fees for COWZ.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with COWZ vs SCHD.
Top shared holdings
15 shared in total| # | Holding | In COWZ | In SCHD | Overlap |
|---|---|---|---|---|
| 1 | Bristol-Myers Squibb Co | 2.18% | 2.93% | 2.18% |
| 2 | Verizon Communications Inc | 1.97% | 3.65% | 1.97% |
| 3 | Comcast Corp | 1.92% | 2.25% | 1.92% |
| 4 | Altria Group Inc | 1.81% | 2.94% | 1.81% |
| 5 | Accenture PLC | 1.78% | 2.90% | 1.78% |
| 6 | Ford Motor Co | 1.88% | 1.72% | 1.72% |
| 7 | Automatic Data Processing Inc | 1.66% | 2.25% | 1.66% |
| 8 | QUALCOMM Inc | 1.31% | 6.74% | 1.31% |
| 9 | EOG Resources Inc | 1.28% | 1.82% | 1.28% |
| 10 | SLB Ltd | 1.19% | 2.05% | 1.19% |
| 11 | Archer-Daniels-Midland Co | 1.40% | 0.96% | 0.96% |
| 12 | Paychex Inc | 0.70% | 0.79% | 0.70% |
Only in COWZ
85 total- Booking Holdings Inc 2.22%
- HCA Healthcare Inc 2.07%
- Marathon Petroleum Corp 2.06%
- General Dynamics Corp 2.05%
- Intuit Inc 2.04%
- AT&T Inc 1.95%
- Gilead Sciences Inc 1.93%
- Adobe Inc 1.90%
- Uber Technologies Inc 1.90%
- Salesforce Inc 1.90%
Only in SCHD
84 total- Texas Instruments Inc 5.90%
- UnitedHealth Group Inc 5.09%
- Coca-Cola Co/The 3.96%
- Merck & Co Inc 3.86%
- Chevron Corp 3.83%
- Procter & Gamble Co/The 3.55%
- ConocoPhillips 3.51%
- Amgen Inc 3.47%
- PepsiCo Inc 3.44%
- Home Depot Inc/The 3.36%
Related comparisons
More comparisons with COWZ
- COWZ vs VO · Vanguard Morningstar Mid-Cap ETF 17.3%
- COWZ vs VTV · Vanguard Morningstar Value ETF 14.1%
- COWZ vs SPHQ · Invesco S&P 500 Quality ETF 13.4%
- COWZ vs JQUA · JPMorgan U.S. Quality Factor ETF 13.3%
- COWZ vs VYM · Vanguard High Dividend Yield Index Fund ETF Shares 13.2%
- COWZ vs IWD · iShares Russell 1000 Value ETF 11.3%
More comparisons with SCHD
- SCHD vs DLN · WisdomTree U.S. LargeCap Dividend Fund 19.4%
- SCHD vs DTD · WisdomTree U.S. Total Dividend Fund 18.5%
- SCHD vs DIA · State Street SPDR Dow Jones Industrial Average ETF Trust 17.8%
- SCHD vs DGRW · WisdomTree U.S. Quality Dividend Growth Fund 17.7%
- SCHD vs VTV · Vanguard Morningstar Value ETF 17.1%
- SCHD vs PEY · Invesco High Yield Equity Dividend Achievers ETF 16.4%
Percentages are holdings overlap with the named fund.
Open COWZ or SCHD at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.