ETF comparison
DFAC vs SCHD
US Total Market vs Dividend.
U.S. Core Equity 2 Portfolio-ETF Class Shares · Schwab U.S. Dividend Equity ETF
Holdings overlap
97 positions appear in both funds. Buying equal dollars of DFAC and SCHD would leave roughly 8.3% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 12 bps cheaper than DFAC. On a $100,000 position that's about $120/yr more in fees for DFAC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DFAC vs SCHD.
Top shared holdings
97 shared in total| # | Holding | In DFAC | In SCHD | Overlap |
|---|---|---|---|---|
| 1 | CHEVRON CORPORATION | 0.52% | 3.83% | 0.52% |
| 2 | THE PROCTER & GAMBLE COMPANY | 0.47% | 3.55% | 0.47% |
| 3 | MERCK & CO., INC. | 0.46% | 3.86% | 0.46% |
| 4 | THE COCA-COLA COMPANY | 0.40% | 3.96% | 0.40% |
| 5 | THE HOME DEPOT, INC. | 0.39% | 3.36% | 0.39% |
| 6 | UNITEDHEALTH GROUP INCORPORATED | 0.30% | 5.09% | 0.30% |
| 7 | AMGEN INC. | 0.28% | 3.47% | 0.28% |
| 8 | VERIZON COMMUNICATIONS INC. | 0.27% | 3.65% | 0.27% |
| 9 | Pepsico, Inc. | 0.26% | 3.44% | 0.26% |
| 10 | TEXAS INSTRUMENTS INCORPORATED | 0.26% | 5.90% | 0.26% |
| 11 | QUALCOMM INCORPORATED | 0.23% | 6.74% | 0.23% |
| 12 | CONOCOPHILLIPS | 0.23% | 3.51% | 0.23% |
Only in DFAC
2,448 total- NVIDIA CORPORATION 5.27%
- APPLE INC. 5.12%
- MICROSOFT CORPORATION 4.41%
- AMAZON.COM, INC. 3.14%
- META PLATFORMS, INC. 1.73%
- ALPHABET INC. 1.69%
- BROADCOM INC. 1.18%
- JPMORGAN CHASE & CO. 1.09%
- MICRON TECHNOLOGY, INC. 1.09%
- ALPHABET INC. 1.09%
Only in SCHD
2 total- Accenture PLC 2.90%
- CNA Financial Corp 0.02%
Related comparisons
More comparisons with DFAC
- DFAC vs IJR · iShares Core S&P Small-Cap ETF 6.8%
- DFAC vs DFAU · Dimensional US Core Equity Market ETF 80.7%
- DFAC vs AVUS · Avantis US Equity ETF 76.4%
- DFAC vs DFUS · Dimensional U.S. Equity Market ETF 74.6%
- DFAC vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 71.9%
- DFAC vs VTI · Vanguard Morningstar Total Stock Market ETF 71.8%
More comparisons with SCHD
- SCHD vs QUAL · iShares MSCI USA Quality Factor ETF 8.2%
- SCHD vs DFAU · Dimensional US Core Equity Market ETF 7.9%
- SCHD vs BBUS · JPMorgan BetaBuilders U.S. Equity ETF 7.9%
- SCHD vs MGC · Vanguard Morningstar Mega Cap ETF 7.8%
- SCHD vs VV · Vanguard Morningstar Large-Cap ETF 7.6%
- SCHD vs DFUS · Dimensional U.S. Equity Market ETF 7.6%
Percentages are holdings overlap with the named fund.
Open DFAC or SCHD at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.