ETF comparison
DFAC vs SPY
US Total Market vs US Large Cap.
U.S. Core Equity 2 Portfolio-ETF Class Shares · State Street SPDR S&P 500 ETF Trust
Holdings overlap
474 positions appear in both funds. Buying equal dollars of DFAC and SPY would leave roughly 66.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SPY is 9 bps cheaper than DFAC. On a $100,000 position that's about $86/yr more in fees for DFAC.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DFAC vs SPY.
Top shared holdings
474 shared in total| # | Holding | In DFAC | In SPY | Overlap |
|---|---|---|---|---|
| 1 | NVIDIA CORPORATION | 5.27% | 8.50% | 5.27% |
| 2 | APPLE INC. | 5.12% | 7.32% | 5.12% |
| 3 | MICROSOFT CORPORATION | 4.41% | 5.77% | 4.41% |
| 4 | AMAZON.COM, INC. | 3.14% | 3.71% | 3.14% |
| 5 | META PLATFORMS, INC. | 1.73% | 2.41% | 1.73% |
| 6 | ALPHABET INC. | 1.69% | 3.03% | 1.69% |
| 7 | BROADCOM INC. | 1.18% | 2.54% | 1.18% |
| 8 | JPMORGAN CHASE & CO. | 1.09% | 1.33% | 1.09% |
| 9 | MICRON TECHNOLOGY, INC. | 1.09% | 1.82% | 1.09% |
| 10 | ALPHABET INC. | 1.09% | 2.43% | 1.09% |
| 11 | ELI LILLY AND COMPANY | 1.05% | 1.37% | 1.05% |
| 12 | JOHNSON & JOHNSON | 0.84% | 0.93% | 0.84% |
Only in DFAC
2,071 total- CHENIERE ENERGY, INC. 0.16%
- ONEOK, INC. 0.12%
- LPL FINANCIAL HOLDINGS INC. 0.11%
- ATI INC 0.10%
- REVOLUTION MEDICINES, INC. 0.09%
- TECHNIPFMC PLC 0.09%
- TENET HEALTHCARE CORPORATION 0.09%
- US FOODS HOLDING CORP. 0.09%
- TWILIO INC. 0.09%
- CARPENTER TECHNOLOGY CORPORATION 0.09%
Only in SPY
31 total- WELLTOWER INC 0.25%
- PROLOGIS INC 0.18%
- ACCENTURE PLC CL A 0.18%
- EQUINIX INC 0.15%
- AMERICAN TOWER CORP 0.11%
- SIMON PROPERTY GROUP INC 0.10%
- DIGITAL REALTY TRUST INC 0.09%
- ONEOK INC 0.08%
- REALTY INCOME CORP 0.08%
- PUBLIC STORAGE 0.07%
Related comparisons
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- SPY vs FELC · Fidelity Enhanced Large Cap Core ETF 64.7%
- SPY vs LRGF · iShares U.S. Equity Factor ETF 64.6%
- SPY vs IUSG · iShares Core S&P U.S. Growth ETF 64.5%
- SPY vs XLG · Invesco S&P 500 Top 50 ETF 64.1%
Percentages are holdings overlap with the named fund.
Open DFAC or SPY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.