ETF comparison
DFCF vs SCHZ
Both US Aggregate Bond.
Dimensional Core Fixed Income ETF · Schwab U.S. Aggregate Bond ETF
Holdings overlap
1,282 positions appear in both funds. Buying equal dollars of DFCF and SCHZ would leave roughly 15.3% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHZ is 14 bps cheaper than DFCF. On a $100,000 position that's about $140/yr more in fees for DFCF.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with DFCF vs SCHZ.
Top shared holdings
1,282 shared in total| # | Holding | In DFCF | In SCHZ | Overlap |
|---|---|---|---|---|
| 1 | United States of America | 0.65% | 0.36% | 0.36% |
| 2 | United States of America | 0.39% | 0.35% | 0.35% |
| 3 | United States of America | 0.65% | 0.33% | 0.33% |
| 4 | United States of America | 0.61% | 0.31% | 0.31% |
| 5 | United States of America | 0.89% | 0.31% | 0.31% |
| 6 | United States of America | 0.72% | 0.30% | 0.30% |
| 7 | United States of America | 0.53% | 0.30% | 0.30% |
| 8 | United States of America | 0.75% | 0.29% | 0.29% |
| 9 | United States of America | 0.87% | 0.29% | 0.29% |
| 10 | United States of America | 0.91% | 0.28% | 0.28% |
| 11 | United States of America | 0.76% | 0.27% | 0.27% |
| 12 | United States of America | 0.27% | 0.28% | 0.27% |
Only in DFCF
488 total- Federal National Mortgage Association 6.19%
- Federal National Mortgage Association 5.34%
- United States of America 4.70%
- Federal National Mortgage Association 4.10%
- United States of America 3.07%
- Government National Mortgage Association 2 3.00%
- United States of America 2.94%
- United States of America 2.93%
- Federal National Mortgage Association 2.85%
- United States of America 2.25%
Only in SCHZ
11,044 total- United States Treasury 0.39%
- United States Treasury 0.39%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.37%
- United States Treasury 0.36%
- United States Treasury 0.30%
- United States Treasury 0.30%
- United States Treasury 0.30%
- United States Treasury 0.29%
Related comparisons
More comparisons with DFCF
- DFCF vs SPAB · State Street SPDR Portfolio Aggregate Bond ETF 15.2%
- DFCF vs AGG · iShares Core U.S. Aggregate Bond ETF 15.2%
- DFCF vs IUSB · iShares Core Universal USD Bond ETF 15.2%
- DFCF vs EAGG · iShares ESG U.S. Aggregate Bond ETF 14.7%
- DFCF vs FBND · Fidelity Total Bond ETF 9.5%
- DFCF vs AGGY · WisdomTree Yield Enhanced U.S. Aggregate Bond Fund 9.1%
More comparisons with SCHZ
- SCHZ vs VGSH · Vanguard Short-Term Treasury Index Fund ETF Shares 15.1%
- SCHZ vs SHY · iShares 1-3 Year Treasury Bond ETF 14.9%
- SCHZ vs IEI · iShares 3-7 Year Treasury Bond ETF 14.6%
- SCHZ vs FBND · Fidelity Total Bond ETF 14.6%
- SCHZ vs SPIB · State Street SPDR Portfolio Intermediate Term Corporate Bond ETF 14.3%
- SCHZ vs LQD · iShares iBoxx $ Investment Grade Corporate Bond ETF 12.5%
Percentages are holdings overlap with the named fund.
Open DFCF or SCHZ at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.