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ETF comparison

EMB vs SCHZ

International Bond vs US Aggregate Bond.

iShares J.P. Morgan USD Emerging Markets Bond ETF · Schwab U.S. Aggregate Bond ETF

Holdings overlap

Weighted by ISIN/CUSIP
0.8 %

145 positions appear in both funds. Buying equal dollars of EMB and SCHZ would leave roughly 0.8% of each dollar exposed to the same underlying securities.

EMB only 96.1% Shared 0.8% SCHZ only 97.9%
In EMB only
529 positions
Shared
145 positions
In SCHZ only
11,937 positions

Side by side

EMB

iShares J.P. Morgan USD Emerging Markets Bond ETF

iShares · International Bond

74 composite / 100
Expense ratio
0.39%
Net assets
$14.62B
TTM yield
5.09%
Top-10 conc.
6.1%
SCHZ

Schwab U.S. Aggregate Bond ETF

Schwab · US Aggregate Bond

89 composite / 100
Expense ratio
0.030%
Net assets
$10.60B
TTM yield
4.16%
Top-10 conc.
5.4%

Sub-score comparison

61
Cost
97
50
Tax efficiency
52
100
Liquidity
100
100
Concentration
100
—
Tracking quality
—
EMB sub-score SCHZ

Tracking quality isn't part of the composite — see what we don't score for why.

Cost difference

SCHZ is 36 bps cheaper than EMB. On a $100,000 position that's about $360/yr more in fees for EMB.

Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with EMB vs SCHZ.

Top shared holdings

145 shared in total
# Holding In EMB In SCHZ Overlap
1 Mexico Government International Bonds 0.17% 0.01% 0.01%
2 UNITED MEXICAN STATES 0.16% 0.01% 0.01%
3 UNITED MEXICAN STATES 0.17% 0.01% 0.01%
4 Uruguay Government International Bonds 0.51% 0.01% 0.01%
5 Mexico Government International Bonds 0.12% 0.01% 0.01%
6 UNITED MEXICAN STATES 0.17% 0.01% 0.01%
7 Republic of Poland Government International Bonds 0.39% 0.01% 0.01%
8 Mexico Government International Bonds 0.13% 0.01% 0.01%
9 UNITED MEXICAN STATES 0.13% 0.01% 0.01%
10 Mexico Government International Bonds 0.11% 0.01% 0.01%
11 Republic of Poland Government International Bonds 0.30% 0.01% 0.01%
12 Mexico Government International Bonds 0.11% 0.01% 0.01%

Only in EMB

529 total
  • Argentina Republic Government International Bonds 1.10%
  • Ecuador Government International Bonds 0.77%
  • Argentina Republic Government International Bonds 0.71%
  • Argentina Republic Government International Bonds 0.63%
  • Ghana Government International Bonds 0.52%
  • Argentina Republic Government International Bonds 0.52%
  • EAGLE FUNDING LUXCO SARL 0.50%
  • Oman Government International Bonds 0.42%
  • UKRAINE GOVERNMENT 0.37%
  • Brazil Government International Bonds 0.37%

Only in SCHZ

11,937 total
  • United States Treasury 0.44%
  • United States Treasury 0.39%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.38%
  • United States Treasury 0.37%
  • United States Treasury 0.36%
  • United States Treasury 0.36%

Open EMB or SCHZ at a brokerage

Both funds trade commission-free at major US brokerages.

Open at Fidelity

Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.

Holdings overlap is the sum of min(weight_a, weight_b) over positions matched on ISIN (CUSIP fallback). Methodology: see /methodology/.

Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.