ETF comparison
SCHD vs SDY
Both Dividend.
Schwab U.S. Dividend Equity ETF · State Street SPDR S&P Dividend ETF
Holdings overlap
25 positions appear in both funds. Buying equal dollars of SCHD and SDY would leave roughly 21.2% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHD is 29 bps cheaper than SDY. On a $100,000 position that's about $290/yr more in fees for SDY.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHD vs SDY.
Top shared holdings
25 shared in total| # | Holding | In SCHD | In SDY | Overlap |
|---|---|---|---|---|
| 1 | Verizon Communications Inc | 3.65% | 2.14% | 2.14% |
| 2 | QUALCOMM Inc | 6.74% | 1.57% | 1.57% |
| 3 | Texas Instruments Inc | 5.90% | 1.55% | 1.55% |
| 4 | Automatic Data Processing Inc | 2.25% | 1.54% | 1.54% |
| 5 | Target Corp | 1.45% | 1.55% | 1.45% |
| 6 | PepsiCo Inc | 3.44% | 1.33% | 1.33% |
| 7 | Chevron Corp | 3.83% | 1.27% | 1.27% |
| 8 | Coca-Cola Co/The | 3.96% | 1.26% | 1.26% |
| 9 | Procter & Gamble Co/The | 3.55% | 1.25% | 1.25% |
| 10 | Abbott Laboratories | 2.96% | 1.00% | 1.00% |
| 11 | Archer-Daniels-Midland Co | 0.96% | 1.30% | 0.96% |
| 12 | Fastenal Co | 1.28% | 0.90% | 0.90% |
Only in SCHD
74 total- UnitedHealth Group Inc 5.09%
- Merck & Co Inc 3.86%
- ConocoPhillips 3.51%
- Amgen Inc 3.47%
- Home Depot Inc/The 3.36%
- Altria Group Inc 2.94%
- Bristol-Myers Squibb Co 2.93%
- Comcast Corp 2.25%
- Blackstone Inc 2.20%
- SLB Ltd 2.05%
Only in SDY
130 total- Realty Income Corp 2.14%
- Kenvue Inc 1.75%
- AbbVie Inc 1.62%
- Edison International 1.45%
- Sysco Corp 1.41%
- WEC Energy Group Inc 1.41%
- Eversource Energy 1.35%
- Consolidated Edison Inc 1.33%
- Southern Co/The 1.33%
- Microchip Technology Inc 1.32%
Related comparisons
More comparisons with SCHD
- SCHD vs DGRO · iShares Core Dividend Growth ETF 20.3%
- SCHD vs SPHD · Invesco S&P 500 High Dividend Low Volatility ETF 20.2%
- SCHD vs MGV · Vanguard Morningstar Mega Cap Value ETF 20.1%
- SCHD vs SPYD · State Street SPDR Portfolio S&P 500 High Dividend ETF 19.9%
- SCHD vs COWZ · Pacer US Cash Cows 100 ETF 19.9%
- SCHD vs DLN · WisdomTree U.S. LargeCap Dividend Fund 19.4%
More comparisons with SDY
- SDY vs SPYD · State Street SPDR Portfolio S&P 500 High Dividend ETF 20.4%
- SDY vs DGRW · WisdomTree U.S. Quality Dividend Growth Fund 20.3%
- SDY vs IWD · iShares Russell 1000 Value ETF 20.2%
- SDY vs HDV · iShares Core High Dividend ETF 19.9%
- SDY vs FDVV · Fidelity High Dividend ETF 17.8%
- SDY vs DON · WisdomTree U.S. MidCap Dividend Fund 16.2%
Percentages are holdings overlap with the named fund.
Open SCHD or SDY at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.