ETF comparison
SCHD vs VTI
Dividend vs US Total Market.
Schwab U.S. Dividend Equity ETF · Vanguard Morningstar Total Stock Market ETF
Holdings overlap
97 positions appear in both funds. Buying equal dollars of SCHD and VTI would leave roughly 7.0% of each dollar exposed to the same underlying securities.
Unmatched is the part of a fund's weight the other fund doesn't match: names only it holds, plus any extra weight it puts in names both funds hold.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
VTI is 3 bps cheaper than SCHD. On a $100,000 position that's about $30/yr more in fees for SCHD.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHD vs VTI.
Top shared holdings
97 shared in total| # | Holding | In SCHD | In VTI | Overlap |
|---|---|---|---|---|
| 1 | UnitedHealth Group Inc | 5.09% | 0.52% | 0.52% |
| 2 | Home Depot Inc/The | 3.36% | 0.49% | 0.49% |
| 3 | Procter & Gamble Co/The | 3.55% | 0.47% | 0.47% |
| 4 | Merck & Co Inc | 3.86% | 0.44% | 0.44% |
| 5 | Chevron Corp | 3.83% | 0.43% | 0.43% |
| 6 | Coca-Cola Co/The | 3.96% | 0.39% | 0.39% |
| 7 | Texas Instruments Inc | 5.90% | 0.37% | 0.37% |
| 8 | Amgen Inc | 3.47% | 0.27% | 0.27% |
| 9 | QUALCOMM Inc | 6.74% | 0.27% | 0.27% |
| 10 | PepsiCo Inc | 3.44% | 0.26% | 0.26% |
| 11 | Verizon Communications Inc | 3.65% | 0.22% | 0.22% |
| 12 | Abbott Laboratories | 2.96% | 0.22% | 0.22% |
Only in SCHD
2 total- Autoliv Inc 0.22%
- CNA Financial Corp 0.02%
Only in VTI
3,407 total- NVIDIA Corp 6.36%
- Apple Inc 5.87%
- Microsoft Corp 3.83%
- Amazon.com Inc 3.19%
- Alphabet Inc 2.90%
- Broadcom Inc 2.47%
- Alphabet Inc 2.28%
- Micron Technology Inc 1.80%
- Meta Platforms Inc 1.71%
- Tesla Inc 1.64%
Related comparisons
More comparisons with SCHD
- SCHD vs ITOT · iShares Core S&P Total U.S. Stock Market ETF 7.0%
- SCHD vs ESGU · iShares ESG Aware MSCI USA ETF 7.0%
- SCHD vs MTUM · iShares MSCI USA Momentum Factor ETF 6.9%
- SCHD vs VO · Vanguard Morningstar Mid-Cap ETF 6.9%
- SCHD vs GSLC · Goldman Sachs ActiveBeta U.S. Large Cap Equity ETF 6.6%
- SCHD vs FELC · Fidelity Enhanced Large Cap Core ETF 6.4%
More comparisons with VTI
- VTI vs SCHA · Schwab U.S. Small-Cap ETF 6.9%
- VTI vs DVY · iShares Select Dividend ETF 6.8%
- VTI vs COWZ · Pacer US Cash Cows 100 ETF 6.6%
- VTI vs BBMC · JPMorgan BetaBuilders U.S. Mid Cap Equity ETF 6.6%
- VTI vs AVMV · Avantis U.S. Mid Cap Value ETF 6.3%
- VTI vs VBK · Vanguard Morningstar Small-Cap Growth ETF 5.6%
Percentages are holdings overlap with the named fund.
Open SCHD or VTI at a brokerage
Both funds trade commission-free at major US brokerages.
Affiliate links — opening an account through these earns PlainIndex a one-time referral. Scoring is computed before any affiliate consideration; see our methodology and funding disclosure.
Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.