ETF comparison
SCHP vs TIP
Both TIPS.
Holdings overlap
48 positions appear in both funds. Buying equal dollars of SCHP and TIP would leave roughly 98.2% of each dollar exposed to the same underlying securities.
Side by side
Sub-score comparison
Tracking quality isn't part of the composite — see what we don't score for why.
Cost difference
SCHP is 15 bps cheaper than TIP. On a $100,000 position that's about $150/yr more in fees for TIP.
Fee figure is the annual expense charged on $100,000. To see how the gap compounds over a multi-decade holding period, open the cost calculator pre-filled with SCHP vs TIP.
Top shared holdings
48 shared in total| # | Holding | In SCHP | In TIP | Overlap |
|---|---|---|---|---|
| 1 | United States Treasury | 4.12% | 4.08% | 4.08% |
| 2 | United States Treasury | 4.07% | 4.02% | 4.02% |
| 3 | United States Treasury | 3.83% | 3.78% | 3.78% |
| 4 | United States Treasury | 3.65% | 3.61% | 3.61% |
| 5 | United States Treasury | 3.46% | 3.42% | 3.42% |
| 6 | United States Treasury | 3.44% | 3.39% | 3.39% |
| 7 | United States Treasury | 3.41% | 3.37% | 3.37% |
| 8 | United States Treasury | 3.39% | 3.35% | 3.35% |
| 9 | United States Treasury | 3.38% | 3.34% | 3.34% |
| 10 | United States Treasury | 3.33% | 3.29% | 3.29% |
| 11 | United States Treasury | 3.18% | 3.18% | 3.18% |
| 12 | United States Treasury | 3.22% | 3.17% | 3.17% |
Only in SCHP
1 total- State Street Institutional US Government Money Market Fund 0.00%
Only in TIP
1 total- BlackRock Funds III 0.26%
Open SCHP or TIP at a brokerage
Both funds trade commission-free at major US brokerages.
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Holdings overlap is the sum of min(weight_a, weight_b) over positions
matched on ISIN (CUSIP fallback). Methodology: see
/methodology/.
Comparing two funds doesn't endorse swapping one for the other. Tax-lot history, account type, and personal goals matter — PlainIndex publishes data and methodology, not investment advice.